Gold loan in Valsad

Previously known as Bulsar, Valsad is a city located in the state of Gujarat. Over the past few decades, Valsad has grown to be the industrial base for textiles, chemicals, paper, and pulp industries.

As a resident of this city, if you have professional or personal obligations to take care of, you can apply for an instant gold loan in Valsad from Bajaj Finserv. Visit us or apply online.

Features and benefits of gold loan in Valsad

A gold loan from Bajaj Finserv comes with several features and benefits like:

  • Part release facility

    Part release facility

    With Bajaj Finserv, you can partially release your pledged items after repaying the equivalent amount. In this regard, our online gold loan calculator can help you find out and plan your expenses beforehand.

  • Substantial loan amount

    Substantial loan amount

    We offer gold loans up to Rs. 2 crore, enabling you to take care of your professional or personal financial obligations.

  • Foreclosure and part-prepayment options

    Foreclosure and part-prepayment options

    With us, you can foreclose or part-prepay your loan without having to bear any additional charges.

  • Best security protocols

    Best security protocols

    Bajaj Finserv keeps your pledged gold items under lock and key in constantly surveilled state-of-the-art vaults within motion detector equipped rooms.

  • Gold insurance

    Gold insurance

    We also offer complementary gold insurance on availing of a gold loan from us to safeguard your pledged items from misplacement or theft.

  • Transparent gold evaluation

    Transparent gold evaluation

    In addition, Bajaj Finserv evaluates your gold items with industry-grade carat meters to ensure the utmost accuracy and authenticity.

  • Flexible repayment options

    Flexible repayment options

    Bajaj Finserv brings along various loan repayment options. In this regard, our gold loan EMI calculator can help you find out your repayment ability.

Besides textile and chemicals, Valsad is also becoming a horticulture hub of Gujarat. This city also has seven industrial estates at Dungra, Dharampur, Pardi, Bhilad, Umbergaon, Valsad, Vapi and Sarigam. This, in turn, facilitates employment and investment opportunities in the city.

Valsad residents in urgent need of funds can apply for a gold loan from Bajaj Finserv. We offer instant loan on gold in Valsad at attractive rates of interest.

 

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Eligibility criteria for gold loan in Valsad

The gold loan eligibility criteria of Bajaj Finserv are very lenient. They are:

  • The applicant needs to be self-employed or salaried with a steady source of income.
  • Their age must be between 21 and 70 years.

Once you successfully fulfil the loan eligibility parameters, you can secure funds from Bajaj Finserv at an attractive gold loan interest rate.

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Documents required for a gold loan in Valsad

Before applying for a gold loan in Valsad, make sure to keep these documents in handy.

Identity proof:

  • Passport
  • Aadhaar card
  • Defence ID card
  • Voter ID card
  • Driving licence
  • PAN card

Address proof:

  • Aadhaar card
  • Ration card
  • Any utility bill
  • Bank account statement
  • Passport

Besides these, you need to submit income proof (ITR, form 16, business profit and loss statement) if required.

Interest rate and charges on a gold loan in Valsad

Bajaj Finserv offers gold loans in Valsad with easy-to-meet eligibility criteria and attractive rates of interest. Check the additional charges before applying.