Rs. 5,000 - Rs. 2 crore
To find the nearest gold loan branch in Jodhpur,
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Understanding gold loan in Jodhpur
If you are in Jodhpur and need quick access to funds, a gold loan can be a practical and convenient option. By pledging your gold jewellery as collateral, you can borrow money based on its weight and purity without selling your precious assets. The process in Jodhpur is designed to be simple, with minimal paperwork and basic KYC requirements, which means you can often receive funds on the same day. Since the loan is secured against your gold, lenders typically offer competitive interest rates and flexible repayment options. A gold loan in Jodhpur helps you meet urgent financial needs—such as medical bills, education, or home repairs—while ensuring your gold remains safe and insured until you complete the repayment.
Features and benefits of a gold loan in Jodhpur
Our gold loan enables you to handle all your planned and unplanned expenses with great ease, providing several benefits:
- Part-release facility
With our gold loan part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
To ensure you get the best value for your gold, we use top-quality karat metres in all our branches. - Free insurance of gold
Our free insurance covers against theft or loss of your gold jewellery while it is in our custody. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity. - Easy application process
Apply for a gold loan online. Our customer representative will help you with your application when you visit our gold loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 1100branches and growing
We have just opened 60 new branches and are adding more all over India. Additionally, we are opening new branches in the cities where we already have operations
How to calculate gold loan in Jodhpur?
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key benefits of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Jodhpur?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a smooth and customer-focused borrowing experience, making it the preferred choice for availing of a gold loan in Jodhpur.
Wondering how much you can borrow on your gold? Just check your gold loan eligibility—it takes seconds and minimal paperwork!
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Gold loan interest rates and charges in Jodhpur
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our gold loan rate before applying.
Eligibility criteria and documents required to apply for gold loans in Jodhpur
Any Indian citizen can easily apply for a gold loan as long as they meet the gold loan eligibility criteria. You just have to be aged between 21 and 80 years and have 18-22 karat gold to pledge for a gold loan in Jodhpur. You also need to submit any one of the following KYC documents for gold loan to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Not sure if you qualify? Find out in moments— check your gold loan eligibility and plan your next move confidently.
How to apply for a gold loan in Jodhpur?
In Jodhpur, applying for a Bajaj Finserv Gold Loan is quick and convenient. All you need to do is visit your nearest branch with your gold jewellery and valid KYC documents. The team will assess the purity and weight of your gold, work out your eligible loan amount, and process the application on the spot. In most cases, the loan amount is disbursed to your bank account on the same day, so you can access funds without delay. For added ease, you also have the option to apply online through the Bajaj Finserv App or website.
Know how much you can borrow on your gold jewellery—check your gold loan eligibility instantly for a smooth and transparent process.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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