Gold Loan in Panipat

Gold Loan in Panipat

Here’s a comprehensive guide on benefits, interest rates, and the process to get a gold loan in Panipat. Check your loan eligibility today and get the best value for your gold.

Rs. 5,000 - Rs. 2 crore

To find the nearest gold loan branch in Panipat,

Enter phone and OTP | Check amount you can get | Apply for quick funds

Understanding gold loan in Panipat


Panipat, a historic city in Haryana, is well-known for its rich heritage and cultural pride. Here, gold is more than just an ornament – it is a symbol of prosperity and tradition. From weddings to festive celebrations, people in Panipat love showcasing beautifully crafted gold jewellery, reflecting the city’s fine craftsmanship and artistic taste.


If you are looking for quick financial help, a gold loan in Panipat can be a smart choice. Bajaj Finance offers attractive gold loan per gram values, competitive interest rates, and multiple repayment options, making it easy to manage your needs without parting with your precious jewellery.


Why is gold loan a feasible borrowing mode in Panipat?


Availing a gold loan in Panipat is a popular choice for many residents seeking quick and hassle-free financial assistance. These loans offer flexibility and convenience, allowing you to leverage your gold jewellery without parting with the ownership of your gold. With transparent terms and minimal documentation requirements, gold loans in Panipat provide a convenient solution for meeting various financial needs, from emergency expenses to investment opportunities.


The Bajaj Finserv Gold Loan offers you an easy and hassle-free option to avail quick funds for planned or unplanned needs. You can avail funds starting from Rs. 5,000 to Rs. 2 crore with interest rates starting at just 9.50% to 24% p.a. 


Why choose Bajaj Finance to avail a gold loan in Panipat?


If you are seeking a quick and secure way to get funds in Panipat, Bajaj Finserv Gold Loan provides a smooth loan option with convenient terms and maximum value for your gold.


  • Loan amounts available from Rs. 5,000 to Rs. 2 crore, meeting varied financial needs.
  • Competitive interest rates and fast processing for urgent requirements.
  • Free insurance cover provided on pledged gold jewellery for added peace of mind.
  • High loan-to-value (LTV) ratio to help you get the most from your gold assets.
  • Simple and hassle-free application process with minimal documentation.
  • Easy eligibility makes it suitable for a wide range of people in Panipat.
  • Choose from multiple interest repayment options-monthly, bi-monthly, quarterly, half-yearly, or annually.
  • Your gold is insured and stored safely in secure vaults for complete protection.
     

Bajaj Finance ensures trust, safety, and transparency—making it a dependable choice for a gold loan in Panipat. 


Features and benefits of gold loan in Panipat


Here are the key features and benefits of Bajaj Finserv Gold Loan:


  • Part-release facility
    With our part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
  • No part-prepayment or foreclosure fee*
    Repay a part of your loan in advance or pay the entire amount at no extra cost.
  • Transparent evaluation
    We use the most advanced karat metres across all our branches to make sure you get the most value for your gold.
  • Free insurance for gold
    Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.
  • Convenient repayment options
    We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
  • Easy application process
    Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
  • 1100 branches and growing
    We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.

Do not let your jewellery sit idle—tap into its value with a gold loan that suits your needs. Check your gold loan eligibility today! 


Calculate gold loan in Panipat


The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key benefits of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.  


Though it is important to note that these results are only estimates and may differ from the actual figures. 


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Gold loan interest rates and charges in Panipat

Bajaj Finance offers gold loans in Panipat at competitive interest rates. With clear and transparent terms, borrowers can enjoy a hassle-free loan experience without worrying about hidden costs. Whether you need immediate funds for personal expenses or emergencies, Bajaj Finance ensures complete clarity on all applicable charges.

Here's a list of gold loan interest rate and other applicable charges:


Types of feeApplicable charges 
Interest rate9.50% to 24% per annum
Processing fees0.15% of the loan amount (inclusive of applicable taxes).
Subject to a minimum Rs. 99 (inclusive of applicable taxes) and maximum of Rs. 600 (inclusive of applicable taxes).
Stamp duty (as per respective state)Payable as per state laws and deducted upfront from loan amount
Cash handling charges%$$Rs. 50 (inclusive of applicable taxes) applicable for cash disbursement only.
Penal charge3% per annum on outstanding balance. Penal charge will be over and above the interest rate which shall be applicable/chargeable in case of default in repayment of the outstanding dues post-maturity. 
Convenience fee Convenience fee of Rs. 149 (inclusive of applicable taxes) shall be levied for part release of ornament(s) pledged.
Part-prepayment chargesNIL
Foreclosure chargesNil, any time post disbursement of loan
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Eligibility criteria to avail gold loans in Panipat

The eligibility criteria for gold loans in Panipat are straightforward, making this form of financing easily accessible.

To be eligible to apply for a gold loan with us, you just have to meet the below eligibility criteria and submit any one of the listed KYC documents for verification. 


Nationality: Indian

Age: 21 to 70 years

Purity: 18-22 karat 

Documents: Aadhaar card, Voter ID, passport, driving licence, NREGA job card, or a letter from the NPR. 


Quick tip: Do not let your jewellery sit idle—tap into its value with a gold loan that suits your needs. Check your gold loan eligibility today! 

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How to apply for a gold loan in Panipat?

Here is a detailed guide to apply for a gold loan.


  1. Click on ‘APPLY’ located at the top of this page to open our online application form.
  2. Enter your 10-digit mobile number and click on ‘GET OTP’.
  3. Submit the OTP to verify your identity.
  4. Enter your personal details and select your nearest branch.
  5. Download the loan eligibility letter.

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.


Quick tip: It takes just 2 steps to check your eligibility for a Bajaj Finserv Gold Loan. Enter your mobile number now.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.