Gold Loan in Tirupati

Gold Loan in Tirupati

Here’s a comprehensive guide on benefits, interest rates, and the process to get a gold loan in Tirupati. Check your loan eligibility today and get the best value for your gold.

Rs. 5,000 - Rs. 2 crore

To find the nearest gold loan branch in Tirupati,

Enter phone and OTP | Check amount you can get | Apply for quick funds

Understanding gold loan in Tirupati 

Tirupati, known for its cultural richness and historic charm, has a special bond with gold. Here, gold is more than just jewellery—it is a symbol of prosperity and tradition. From religious rituals to grand weddings, gold plays a big role in every celebration. People in Tirupati see it as both a valuable investment and an essential part of their culture. It is not just about style; it is about heritage and trust. This deep connection makes gold an inseparable part of life in Tirupati, carrying cultural significance while also being a smart way to secure the future. With a gold loan in Tirupati, you can unlock the value of your jewellery without selling it. Quick approvals, simple paperwork, and safe storage make it an easy way to manage urgent expenses.


Why is gold loan a feasible borrowing option in Tirupati?

Amidst this backdrop, gold loans have emerged as a popular and convenient financial solution for the people of Tirupati. With the flexibility and ease, gold loan in need of money has become a go-to option for individuals seeking easy access to funds without parting with ownership of their valuable jewellery.


So, if you are looking for quick funds, Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 to Rs. 2 crore to manage your planned or urgent needs. 


Features and benefits of gold loan in Tirupati 

Here are the key benefits of our gold loan:


  • Part-release facility
    With our gold loan part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
  • No part-prepayment or foreclosure fee*
    Repay a part of your loan in advance or pay the entire amount at no extra cost.
  • Transparent evaluation
    We use best-in-class karat meters across all our branches to make sure you get the most value for your gold.
  • Free insurance of gold
    Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody
  • Convenient repayment options
    We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
  • Easy application process
    Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
  • 1100 branches and growing
    We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.

Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.


Gold loan calculator

The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the primary advantages of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.


Why choose Bajaj Finance to avail a gold loan in Tirupati?

Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a seamless and customer-centric borrowing experience, making it the preferred choice for availing a gold loan in Tirupati.


Ways to repay your gold loan in Tirupati

We offer multiple ways to repay your gold loan, where you may choose to repay your gold loan, including paying interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.


Apply in minutes. Money in account in just one branch visit with a Bajaj Finserv Gold Loan*


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Gold loan interest rates and applicable charges in Tirupati

The gold loan interest rates and charges in Tirupati with Bajaj Finance are designed to be affordable and transparent. Interest rates start as low as 9.50% to 24% p.a. per annum, making borrowing easy on your pocket. There are no hidden charges, and all fees like processing and stamp duty are clearly explained upfront. It is important to understand these charges before applying because they affect your overall repayment amount. Knowing the exact cost helps you plan better and avoid surprises later. With Bajaj Finserv Gold Loan, you get complete clarity, multiple repayment options, and secure storage for your gold, ensuring a stress-free borrowing experience.

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Eligibility criteria and documents required to apply for gold loans in Tirupati

Anyone can apply for a gold loan for farming, medical emergency and more, as long as they meet the basic gold loan eligibility criteria. You just need to be an Indian citizen between the ages of 21 to 70 years and have 18-22 karat gold to pledge. You need to submit any one of the following KYC documents to complete your application process:


  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.

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How to apply for a gold loan in Tirupati?

With us, you can apply for a gold loan both online and offline. You can either apply via the Bajaj Finserv App or website or simply visit the nearest gold loan branch for in-person assistance. 


It takes just 2 steps to check your eligibility for a Bajaj Finserv Gold Loan. Enter your mobile number now.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.