Instant gold loan in Bhopal
Bhopal is the capital of Madhya Pradesh and the administrative headquarters of the Bhopal division as well as the Bhopal district. The economy of this city primarily depends on its pharmaceutical, textile, automobile and electrical goods manufacturing industries.
If you wish to take care of your financial obligations efficiently, you can apply for a high-value gold loan from Bajaj Finserv. We extend gold loans in Bhopal across two branches. Apply online or visit us now.
Gold loan in Bhopal: Features and benefits
Bajaj Finserv’s gold loan brings along several features and benefits. They are:
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Flexible repayment options
Bajaj Finserv lets you choose from a variety of repayment options. You can determine your repayment ability with our gold loan EMI calculator.
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Substantial loan amount
We offer gold loans up to Rs. 2 crore, which can help you handle your professional and personal obligations.
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Transparent gold evaluation
At Bajaj Finserv, we evaluate your gold items with a standard industry-grade carat meter to ensure maximum accuracy and authenticity.
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Foreclosure and part-prepayment options
We provide you with options to foreclose or part-prepay without paying any additional charges.
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Part release facility
With Bajaj Finserv, you can partially release your pledged gold items after you repay the equivalent amount. You can also figure out and plan your expenses with our gold loan calculator.
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Get gold insurance
Bajaj Finserv also provides complementary gold insurance when you obtain a gold loan to insure your gold items against misplacement or theft.
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Best security protocols
We store your gold items in state-of-the-art vaults under round-the-clock surveillance in rooms equipped with motion detector systems.
Bhopal is also known as the City of Lakes due to its numerous natural and artificial lakes. It is also one of the greenest cities in the nation and ranks 16th in the list of largest cities.
This city also houses various tourist attractions like Bhimbetka Caves, Van Vihar National Park, Bhadbhada Dam, etc.
Residents of Bhopal who require immediate funds can reach out to Bajaj Finserv for a gold loan. We offer instant loan on gold in Bhopal at attractive interest rates.
Gold loan in Bhopal: Eligibility criteria
Bajaj Finserv comes with lenient gold loan eligibility criteria. They are:
- Applicant’s age should be within the range of 21 to 70 years.
- They must be salaried or self-employed with a steady source of income.
Meet the gold loan eligibility criteria to obtain your required loan amount at attractive gold loan interest rates.
Documents required to get a gold loan in Bhopal
While applying for a instant gold loan in Bhopal, you will need the below-listed documents:
Identity proof:
- Aadhaar card
- Driving licence
- Passport
- PAN card
- Voter ID card
- Defence ID card
Address proof:
- Ration card
- Passport
- Any utility bill
- Bank account statement
- Aadhaar card
Apart from eligibility and documents, you should also keep the purity of gold in mind before applying. We accept gold items with a purity of 18-24 carats.
Gold loan in Bhopal: Interest rate and charges
Bajaj Finserv extends gold loans in Bhopal with lenient eligibility criteria and competitive interest rates on gold loan. Check the additional charges before you apply for one.
Frequently asked questions
Yes, traders can apply for a gold loan. However, make sure you check the gold loan eligibility criteria before proceeding.
Bajaj Finserv offers different repayment options. With us, you have the option to repay the loan amount quarterly or monthly and the principal at the end of your tenor. You also get the option to pay the interest at the beginning and the principal at the end of the tenor. Alternatively, you can also pay regular EMIs.
No, your CIBIL score is not one of the essential factors while applying for a gold loan. You can avail of a loan against gold with a low CIBIL score if you already have a steady income source and meet the remaining eligibility parameters.
