Tamil Nadu is a state in southern India known for its rich culture and heritage. It is famous for its classical dance forms like Bharatanatyam and traditional music. The state is also home to beautiful temples, such as the Brihadeeswarar Temple in Thanjavur, showcasing stunning architecture and ancient history.
Tamil Nadu has a long history of trading gold and boasts some of India's biggest and oldest gold markets. The people of Tamil Nadu like gold, and you can see that in the many jewellery shops and markets offering a wide range of gold jewellery, both traditional and modern styles.
Gold loan in Tamil Nadu
During this scenario, gold loans have become a well-liked and convenient financial choice for the people of Tamil Nadu. Gold loans offer flexibility and ease, making them a preferred option for individuals who need quick access to funds without giving up ownership of their precious jewellery.
If you require fast funds, Bajaj Finserv Gold Loan provides a simple and trouble-free solution. You can get funds ranging from Rs. 5,000 to Rs. 2 crore with interest rates starting at just 9.50% per year. Our gold loan helps you manage all your planned and unexpected expenses with great ease, offering several benefits.
- Part-release facility
With our part release facility, you have the option to pay back a portion of your loan and retrieve some of your gold jewellery before your loan period is over. - No part-prepayment or foreclosure fee*
You can repay a part of your loan in advance or pay the entire amount at no additional cost. - Transparent evaluation
We use top-quality karat metres in all our branches to ensure you get the best value for your gold. - Free insurance of gold
Our complimentary insurance covers against theft or loss of your gold jewellery while it is in our custody. - Convenient repayment options
We provide multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Kindly be aware that the main loan amount and any remaining interest must be paid when the loan period ends. - Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We just opened 60 new branches, and we are continuing to add more all over India. We are also opening branches in the cities where we already have operations.
Eligibility criteria and documents required to apply for gold loans in Tamil Nadu
Anyone can request a gold loan for farming, business requirements, medical emergencies, and more, as long as they meet the basic eligibility conditions. You simply need to be an Indian citizen aged between 21 and 70. To complete your application, you must provide any one of the following KYC documents:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Tamil Nadu
You can enjoy a gold loan interest rate as low as 9.50% per year with us. Rest assured, our terms and conditions are 100% transparent, and there are no hidden charges.
Know all about our fees and charges before applying.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. Using our gold loan calculator has a big benefit – it gives you accurate loan estimates based on the gold loan rate per gram. The calculator makes things easy. Just enter your gold's weight or the loan amount that you want, and it quickly tells you the highest loan amount you can get.
Why choose Bajaj Finance to avail a gold loan in Tamil Nadu?
Getting a gold loan from Bajaj Finance is easy and quick, with a simple application process and minimal paperwork. It is a great option for those who need money urgently. We provide extra perks like different ways to repay and clear terms, ensuring a smooth and customer-friendly borrowing experience. That is why it is the top choice for getting a gold loan in Tamil Nadu.
How to apply for a gold loan in Tamil Nadu?
Here is a step-by-step guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Please set up your appointment at our branch
After completing the process, our representative will give you a call to confirm your appointment and provide guidance on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
