Rs. 5,000 - Rs. 2 crore
To find the nearest gold loan branch,
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Understanding gold loan in Vijayawada
In Vijayawada, gold is more than just metal; it is a symbol of prosperity, tradition, and elegance. Walk through the bustling markets during weddings or festivals, and you will see stunning gold jewellery that showcases the city’s rich artistry and heritage. Families here value gold not just for its beauty but for the security it brings. If you need quick funds, a gold loan in Vijayawada can be a smart choice. With Bajaj Finance, you can get a high loan amount per gram at competitive interest rates, along with flexible repayment options. It is a simple, secure way to make your gold work for you while keeping your traditions intact.
Why is gold loan a feasible borrowing mode in Vijaywada?
Availing a gold loan in Vijaywada is a popular choice for many residents seeking quick and hassle-free financial assistance. These loans offer flexibility and convenience, allowing individuals to leverage their gold assets without relinquishing ownership. With transparent terms and minimal documentation requirements, gold loans in Vijaywada provide a convenient solution for meeting various financial needs, from emergency expenses to investment opportunities.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits.
Benefits and features of gold loans in Vijaywada
Here are the key benefits of gold loan:
- Part-release facility
With our part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
We use the most advanced karat metres across all our branches to make sure you get the most value for your gold. - Free insurance for gold
Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity. - Easy application process
Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 1100 branches and growing
We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
Not sure if you qualify? Find out in moments— check yourgold loan eligibility and plan your next move confidently.
Documents required to get gold loans in Vijaywada
You need any one of the following KYC documents to apply:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Why choose Bajaj Finance to avail a gold loan in Vijaywada?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a smooth and customer-focused borrowing experience, making it the preferred choice for availing of a gold loan in Vijaywada.
Pro tip: Do not let your jewellery sit idle—tap into its value with a gold loan that suits your needs. Check your gold loan eligibility today!
Know more about gold rates in Indian states and Union Territories
Know more about gold loan in other cities
Gold loan interest rates and charges in Vijaywada
A gold loan interest rate plays a major role in deciding how much you will pay over the borrowed amount, so it is important to check this before applying. Bajaj Finance offers competitive rates, making repayment easier and affordable. The rate can vary based on factors like gold purity, loan amount, and tenure. However, it is not just the interest rate that matters. Other charges such as processing fees, convenience charges, or stamp duty can also affect the total cost of your loan. With Bajaj Finance, you get clear and transparent terms without hidden charges, ensuring you know what you are paying for. Always compare overall costs, not just rates, before choosing a gold loan.
With us, you can get a gold loan interest rate starting at just 9.50% to 24% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our gold loan interest rate and charges before applying.
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key benefits of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.
Eligibility criteria to avail gold goans in Vijaywada
Anyone looking to meet their financial requirements can apply for a gold loan, whether it's for medical emergencies, or any other personal purposes. Gold loans are a versatile option for individuals in need of quick funds, and the application process is straightforward as long as the applicant meets the basic eligibility criteria.
Key eligibility criteria for gold loan:
- Indian citizenship is a must for applicants.
- Applicants must be between the ages of 21 to 70 years.
- Applicant must have 18-22 karat gold jewellery to pledge
Once you meet these simple criteria and provide the necessary documentation, you can quickly access a gold loan to cover your immediate financial needs.
Quick tip: It takes just 2 steps to check your eligibility for a Bajaj Finserv Gold Loan. Enter your mobile number now.
How to apply for a gold loan in Vijaywada?
Here is a detailed guide to apply for a gold loan online.
- Click on ‘APPLY’ located at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP’.
- Submit the OTP to verify your identity.
- Select your state and city to find the branch nearest to you.
- Enter your full name and date of birth as per your PAN.
- Set up your appointment at our branch.
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
You can also walk into a nearby gold loan branch and get in-person assistance to apply.
Apply in minutes. Money in account instantly with a Bajaj Finserv Gold Loan*
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.