Gold loan in Vijayawada

Formerly known as Bezawada, Vijaywada is the second-largest city in Andhra Pradesh. Apart from being one of the fastest-growing urban areas in the country, Vijayawada is often described as the political, educational and commercial capital of Andhra Pradesh.

Residents of this city can now get an instant gold loan in Vijayawada at a competitive interest rate and easy to meet eligibility. Visit Bajaj Finserv’s branch in Vijayawada or apply online now!

Gold loan in Vijayawada: Features and benefits

Here are a few features and benefits of Bajaj Finserv’s gold loan:

  • Easy repayments

    Easy repayments

    Choose from multiple repayment options at your convenience. Pay regular EMIs or opt for periodical interest payment. You can also use a gold loan calculator for an informed decision.

  • Substantial loan amount

    Substantial loan amount

    Obtain a sizable loan amount of up to Rs. 2 crore and meet your big-ticket expenses at ease.

  • Transparent gold appraisal

    Transparent gold appraisal

    We ensure an accurate and authentic assessment of your gold by using an industry-grade carat meter.

  • Part-release facility

    Part-release facility

    You can opt for partial release of your gold items when necessary by paying the equivalent amount.

  • Gold insurance

    Gold insurance

    Obtain a gold loan from us and get complimentary gold insurance. Stay assured of financial coverage against theft or misplacement.

  • Part-prepayment and foreclosure options

    Part-prepayment and foreclosure options

    You can foreclose or part-prepay your gold loan without bearing any extra charges.

  • Strict safety protocols

    Strict safety protocols

    We store your gold items in a secured vault under 24x7 security surveillance. Our motion detector-equipped rooms ensure maximum safety.

Housing one of the most visited temples in India, Kanaka Durga Temple, Vijayawada, is considered a sacred place. It also hosts the Pushkaram of River Krishna.

The city is also the third most densely populated urban settlement globally. Vijayawada also accommodates many well-known educational institutions, leading to the city’s emergence as a major educational hub. Furthermore, the city is ranked the 5th most liveable city in India as per the Ease of Living Index 2018.

If you are a resident of this city searching for immediate funds, you can approach Bajaj Finserv for the best gold loan in Vijayawada at a competitive interest rate.

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Gold loan in Vijayawada: Eligibility criteria

Bajaj Finserv provides credit against easy-to-meet gold loan eligibility criteria. Find them below:

  • Nationality

    Nationality

    Indian citizen residing in India

  • Age

    Age

    21 years to 70 years

  • Employment status

    Employment status

    salaried or self-employed individuals

Meet/ exceed gold loan eligibility to avail a high-value loan quantum at a low-interest rate. The gold loan amount depends on the LTV ratio, set at 75% by the RBI.

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Gold loan in Vijayawada: Documents required

  • KYC documents
  • Address proof
  • Income proof

You need to submit any additional documents as asked by Bajaj Finserv.

Gold loan in Vijayawada: Interest rate and charges

Bajaj Finserv offers a competitive gold loan rateIn addition, we levy minimal charges and fees with 100% transparent terms and conditions, ensuring no hidden charges.