Gold Loan in Gurgaon

Here’s a comprehensive guide on how to get gold loans in Gurgaon.
Gold Loan in Gurgaon
2 min read
12 February 2024

Gurgaon, a bustling metropolis in India, is renowned for its dynamic atmosphere and vibrant culture. As a major hub for commerce and tourism, it offers a blend of modernity and tradition, making it a sought-after destination for both residents and visitors.

In Gurgaon's vibrant milieu, you will find thriving gold markets, reflecting the city's affinity for this precious metal. For your financial needs, exploring gold loans in Gurgaon presents a convenient and hassle-free option, offering a range of solutions tailored to your requirements.

Gold loan in Gurgaon

With a rich history of gold markets, Gurgaon offers multiple options for individuals seeking financial assistance against their gold jewellery. Whether it is for managing urgent expenses, funding a business venture, or meeting personal needs, gold loans in Gurgaon provide a convenient and hassle-free solution.

With minimal documentation requirements and competitive interest rates, residents can leverage their gold jewellery to secure quick funds and navigate through various financial challenges with ease. With Bajaj Finserv Gold Loan, you can avail funds ranging from Rs. 5,000 to Rs. 2 crore with interest rates commencing at just 9.50% p.a.. Our gold loan ensures you meet both planned and unforeseen expenses effortlessly, with various benefits such as:

  • Part-release facility
    Repay a portion of your loan to retrieve part of your gold jewellery before the loan tenure concludes with our part-release facility.
  • No part-prepayment or foreclosure fee*
    Settle a part of your loan early or the entire amount without incurring additional costs.
  • Transparent evaluation
    Utilising top-notch karat metres ensures you receive the utmost value for your gold at all our branches.
  • Free gold insurance
    Safeguard your gold jewellery against theft or misplacement while in our custody with our complimentary insurance.
  • Convenient repayment options
    Choose from multiple repayment frequencies—monthly, bi-monthly, quarterly, half-yearly, or annually—based on your convenience.
  • Easy application process
    Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can select the amount that suits your requirements from the offer extended to you.
  • 800 branches and growing
    We currently opened 60 new branches and are adding more across India in the cities that we operate in.

Eligibility criteria and documents required for gold loans in Gurgaon

Any Indian citizen aged between 21 to 70 can apply for a gold loan for various purposes, such as farming, business needs, or medical emergencies. Submit one of the following KYC documents to complete the application process:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

While the PAN card is not mandatory, applicants seeking a gold loan of Rs. 5 lakh or above may be required to submit it.

Gold loan interest rates and charges in Gurgaon

Avail a competitive gold loan interest rate, starting at 9.50% per annum, with our 100% transparent terms and conditions, ensuring no hidden charges.

Know all about our fees and charges before applying.

Gold loan calculator

Utilise the Bajaj Finserv Gold Loan Calculator —an online tool providing precise estimates based on the gold loan rate per gram. Input your gold's weight or desired loan amount for an instant estimate of the maximum loan amount available.

Why choose Bajaj Finance to avail a gold loan in Gurgaon?

Bajaj Finance offers a hassle-free application process, minimal documentation, and quick approval, making it the ideal choice for those urgently in need of funds. With added benefits like multiple repayment options and transparent terms, we ensure a seamless and customer-centric borrowing experience.

How to apply for a gold loan in Gurgaon?

Follow these steps to apply for a gold loan:

  1. Click on 'APPLY' at the top of this page to open our online application form.
  2. Enter your 10-digit mobile number and click on 'GET OTP.'
  3. Submit the OTP to verify your identity.
  4. Select your state and city to find the nearest branch.
  5. Enter your full name and date of birth as per your PAN.
  6. Schedule your appointment at our branch.

Upon completion, our representative will contact you to confirm the appointment and guide you through the next steps.

Gold loan in other cities

Gold Loan in Coimbatore

Gold Loan in Vijayawada

Gold Loan in Kota

Gold Loan in Jaipur

Gold Loan in Raipur

Gold Loan in Nashik

Gold Loan in Surat

Gold Loan in Panipat

Gold Loan in Bhopal

Gold Loan in Vadodara

Gold Loan in Solapur

Gold Loan in Amritsar

Gold Loan in Salem

Gold Loan in Mysore

Gold Loan in Udaipur


Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

When should you apply for a gold loan?

You should apply for a gold loan when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. It may be a good option if you already have an ongoing loan. You can apply for one by pledging the gold jewellery you may have at your home.

Walk into the nearest Bajaj Finserv Gold Loan Branch in your city. You can also start by completing the simple application form on the Bajaj Finserv website.

Can you get a gold loan on jewellery?

Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv gold loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.

How do fluctuations in gold prices impact your gold loan?

Fluctuations in gold prices directly influence your gold loan value. As the gold price changes, so does the collateral's worth, affecting the loan amount. It's essential to monitor the gold rate to understand these variations and make informed decisions about your gold loan, ensuring financial stability.

How can you repay your gold loan?

We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest for your loan against gold, if any, will be due for payment at the time of loan maturity.

How to get a gold loan?

Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

Show More Show Less