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Instant Gold Loan in Jaipur

Gold Loan in Jaipur

Popularly known as the ‘Pink City of India,’ Jaipur is the largest city of Rajasthan. It is one of the major Indian hubs for art and craft. UNESCO listed the city among its World Heritage Sites in 2019.

Residents of Jaipur can now address financial emergencies by pledging their gold. Opt for a Bajaj Finserv Gold Loan in Jaipur at low interest rates.

We operate a branch in Jaipur which you can visit on working days. Else, choose to apply online.

Features of Gold Loan in Jaipur

  • Get high-value loan

    Bajaj Finserv offers high-value loans of up to Rs. 1 crore. Now pledge your gold with high carat measurement and meet your professional and personal expenses conveniently.

  • mortgage loan

    Easy repayments

    Enjoy convenient repayment solutions per your suitability. Opt for regular EMI payment or pay interest periodically and principal at the end of the tenor.

  • Tenor

    Safe appraisal process

    Now get gold jewellery evaluated from the convenience and safety of your home. Our representatives will reach your location with the industry-standard carat meter for gold assessment, ensuring 100% accuracy and authenticity.

  • Convenient part-prepayment and foreclosure

    Bajaj Finserv now offers part-prepayment and foreclosure facilities at zero additional charges. Builders and traders can also avail top-up loans at no extra expense.

  • Part-release option

    Release secured gold items partially, as and when necessary by paying the equivalent amount.

  • Complimentary gold insurance

    Avail a gold loan in Jaipur from us and enjoy a complimentary gold insurance policy, covering the pledged items in case of misplacement and theft.

  • 24x7 gold security

    We store the pledged gold items in industry-best vaults equipped with motion detectors and 24x7 surveillance for maximum security.

  • Apart from being a popular tourist destination, Jaipur serves as a major IT hub with leading international companies, such as Genpact, Infosys and the likes setting up their branches in the city. The growing economy of the city is also attracting more job seekers and students from all over the country. To mitigate the cost of living in the city and make big-ticket expenses affordable, residents can apply for a gold loan in Jaipur from Bajaj Finserv.

    With our gold loan in Jaipur, you can now easily solve any financial crisis. You can now pledge your gold as collateral and avail a high-value loan amount at an affordable interest rate. Get the market-best per gram value of gold with us, and rest assured of 100% security.

    You can choose to apply online or walk into our branch to apply.

Eligibility Criteria for Gold Loan in Jaipur

Our gold loan eligibility criteria are simple and easy to meet. Secure a sizeable loan amount at competitive interest rates on complying with the eligibility requirements. Improve your eligibility parameters and qualify for higher gold loan LTV. Our eligibility parameters for a gold loan in Jaipur include:

  • Nationality: Indian
  • Age: 21 to 70 years
  • Employment type: Salaried/self-employed/traders/businessman/farmers and likes

The RBI has recently increased the maximum cap on gold loans to 75%. Meet all the eligibility criteria and avail the highest per gram value. To secure a gold loan in Jaipur, you need not worry about your credit score. Simply provide necessary documents, like KYC, to avail instant funds.

Gold Loan in Jaipur: Interest Rates and Charges

Avail low gold loan interest rate from Bajaj Finserv. Satisfy all gold loan eligibility criteria and pay your EMIs with ease. Our additional charges are also nominal. For more information about the interest rates and charges, click here.

Frequently Asked Questions

1. Is it possible to avail a gold loan in Jaipur by pledging gold bars?

We only accept gold jewellery, as of now, to provide advances.

2. Can I avail a gold loan without a job?

Yes. Bajaj Finserv permits you to avail a gold loan in Jaipur with suitable gold jewellery to pledge. Nevertheless, you must have a steady monthly income from any other source in such a case to repay the loan amount.

3. Can I apply for a gold loan in Jaipur without a credit history?

Yes, you can apply for a gold loan in Jaipur, even if you do not have a credit history. However, you need to meet other eligibility requirements to get the loan approved.

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