Instant Gold Loan in Jaipur

Popularly known as the Pink City, Jaipur holds immense cultural and historical significance. It is also the capital city of the Indian state of Rajasthan. Jaipur is a famous tourist destination, forming the part of the west ‘Golden Triangle’ circuit along with Agra and Delhi.

Residents of Jaipur can now meet all their monetary needs with the help of an instant gold loan from Bajaj Finserv. We provide gold loans in Jaipur through 4 branches. Visit one of our branches or choose to apply online.

Gold Loan in Jaipur: Features and benefits

Bajaj Finserv Gold Loan brings along several features and benefits. They are:

  • High-value loan quantum

    High-value loan quantum

    Obtain a gold loan of up to Rs. 2 crore with Bajaj Finserv. Meet all your big-ticket financing needs with this amount.

  • Convenient repayments

    Convenient repayments

    Get multiple repayment options to repay your gold loan. Choose to pay regular EMIs or principal at the end of tenor and interest periodically. Utilise a gold loan EMI calculator to plan your repayment better.

  • Transparent evaluation

    Transparent evaluation

    We evaluate your gold with an industry-grade carat meter to ensure maximum accuracy and authenticity.

  • Facility of part release

    Facility of part release

    With Bajaj Finserv, you can choose to part release your pledged gold items after paying the equivalent amount. Plan your expenses with a gold loan calculator.

  • 24x7 safety

    24x7 safety

    We store your gold items in industry-best gold vaults under 24x7 security surveillance.

  • Gold insurance

    Gold insurance

    Insure your gold items against theft or misplacement with our complimentary gold insurance plan.

  • Foreclosure and part-prepayment options

    Foreclosure and part-prepayment options

    Now part-prepay or foreclose your gold loan without bearing any additional fees or charges.

Inscribed as ‘Pink City’ by UNESCO World Heritage Committee, Jaipur boasts a magnificent panoramic landscape filled with historical monuments. Home to Jantar Mantar and Amer fort, Jaipur is testimony to India's rich culture and heritage. In 2008, the Conde Nast Traveller Readers’ Choice Survey ranked Jaipur in the 7th position amongst the best places to visit in Asia.

Along with its role as the provincial capital, most of this city’s economy is driven by gemstone cutting, IT, textile manufacturing, and tourism.

If you are a resident of Jaipur, you can address your big-ticket financial obligations at ease by obtaining a gold loan from Bajaj Finserv. We provide instant gold loans against minimum documents and easy to meet gold loan eligibility.

Read More Read Less

Gold Loan in Jaipur: Eligibility criteria

Bajaj Finserv Gold Loan comes with lenient eligibility criteria. Find them below:

  • Age

    Age

    Applicant’s age must be between 21 and 70 years.

  • Employment

    Employment

    They must be salaried or self-employed with a regular source of income.

Meet/ exceed the gold loan eligibility criteria to obtain a high-value loan amount. Compute your eligibility beforehand and avail of financing at competitive gold loan interest rates.

Read More Read Less

Documents required to get a gold loan in Jaipur

While applying for a gold loan in Jaipur, present the following documents:

Identity proof:

  • Aadhaar card
  • Driving licence
  • Passport
  • PAN card
  • Voter ID card
  • Defence ID card

Address proof:

  • Ration card
  • Passport
  • Any utility bill
  • Bank account statement
  • Aadhaar card

Do not worry about your CIBIL score while applying for a gold loan. Meet the eligibility and submit your KYC documents for swift application approval.

Gold Loan in Jaipur: Interest rate and charges

Bajaj Finserv provides gold loans in Jaipur at competitive interest rates. All other associated fees and charges are disclosed beforehand to ensure absolute transparency.

Frequently asked questions

I am a small business owner. Can I obtain a gold loan?

Yes, small business owners can apply for a gold loan. Before applying, ensure to check the purity of the gold items.

What is the repayment procedure for a gold loan?

Bajaj Finserv offers various repayment options. You can choose to repay the loan monthly, bi-monthly, quarterly, half-yearly or yearly. Choose to pay the principal at the end of the loan tenor or pay the interest amount at the beginning. Alternatively, you can also opt to pay regular EMIs.

Can I obtain a gold loan by pledging gold coins or bars?

Currently, Bajaj Finserv only provides gold loans against gold jewellery with any stones or diamonds. Gold loan is not given on pledged gold coins, bars, bullions and gold biscuits, spoons, vessels, religious idols and crowns.

Read More Read Less