Instant gold loan in Raipur

Raipur is the capital city of Chhattisgarh and the largest one in this state. Raipur was a part of Madhya Pradesh before Chhattisgarh was formed. The city shows exponential industrial growth and has become a significant business hub of Central India.

You can now obtain a high-value gold loan from Bajaj Finserv to meet a host of financial obligations. We provide gold loan in Raipur across three branches. Visit now or apply online.

Features and benefits of a gold Loan in Raipur

Here are the various features and benefits of the Bajaj Finserv Gold Loan:

  • Substantial loan amount

    Substantial loan amount

    You can now meet all your big ticket personal or professional financial obligations with a gold loan of up to Rs. 2 crore.

  • Flexible repayment options

    Flexible repayment options

    With Bajaj Finserv, you can choose from varied repayment options. Opt to pay regular EMIs or pay interest periodically and principal at the end of tenor. Assess your repayment ability through our gold loan EMI calculator.

  • Secured gold evaluation

    Secured gold evaluation

    We use a standard carat meter to evaluate your gold items, ensuring utmost authenticity and accuracy.

  • Choose to part release

    Choose to part release

    You can now part-release your gold items after paying the equivalent amount. Gauge your expenses beforehand through our gold loan calculator.

  • Facility to foreclose and part-prepay

    Facility to foreclose and part-prepay

    Choose to foreclose or part-prepay without bearing any extra cost with Bajaj Finserv.

  • Get gold insurance

    Get gold insurance

    We also provide free insurance when you obtain a gold loan from us. This offers financial coverage for your gold items against theft or misplacements.

  • Strict safety protocols

    Strict safety protocols

    We store your gold items in a secure vault under 24x7 security surveillance with a motion detector system.

Once the capital of Haihaya Kings, the city now houses several tourist attractions, such as Nandan Van Zoo, Doodhadhari Monastery and Temple, Mahamaya Temple and more. Over the years, Raipur has also emerged as a major educational hub due to the presence of many medical, engineering, law and management institutions. Additionally, Raipur holds 6th rank in the cleanest city index as of 2021.

If you are a resident of Raipur and in need of immediate funds, you can approach Bajaj Finserv for a gold loan. We provide instant loans on gold in Raipur at a competitive interest rate. You can now get the necessary funding without meeting any credit score requirements.

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Eligibility criteria of a gold Loan in Raipur

Bajaj Finserv offers easy to meet gold loan eligibility. Find them below:

  • The applicant’s age must be between 21 and 70 years
  • Applicants must be self-employed or salaried with a steady income source
  • Individuals must be a residing citizens of India

Meet/ exceed gold loan eligibility to obtain a high-value loan amount at a low interest gold loan.

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Documents required for a gold Loan in Raipur

Keep the following documents handy when applying for a gold loan in Raipur:

  • PAN card
  • Aadhaar card
  • Passport
  • Voter ID card
  • Driving licence
  • Any utility bill
  • Income proof, if asked for

Gold Loan interest Rate in Raipur

Bajaj Finserv offers instant gold loans in Raipur against competitive interest rates and nominal additional charges. Check all the associated charges before applying.

Frequently asked questions

Is my CIBIL score a crucial factor in availing a loan against gold in Raipur?

No, CIBIL score is not one of the major eligibility criteria when applying for a loan against gold. Meaning you can obtain a loan on gold even with a low CIBIL score if you have a steady source of income.

I am a trader. Can I apply for a gold loan in Raipur?

Yes, traders can apply for a loan against gold. However, check the gold loan eligibility before proceeding.

How can I repay the gold loan in Raipur?

We offer flexible repayment options. With us, you can choose to repay the loan amount monthly or quarterly and the principal at the tenor end. You can also pay the interest at the beginning and the principal at the end of the tenor. Alternatively, you can choose to pay regular EMIs.

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