Gold Loan in Delhi

Here’s a comprehensive guide on how to get a gold loan in Delhi.
Gold loan in Delhi
2 min read
21 May 2024

In Delhi, gold carries profound cultural significance, representing prosperity, tradition, and elegance. This appreciation for gold becomes especially apparent during weddings and festivals, where elaborate gold jewellery adorns both men and women, showcasing the city's rich craftsmanship and artistic heritage.

Get a gold loan in Delhi from Bajaj Finance and manage various financial requirements with ease. Get a gold loan per gram at competitive interest rates, multiple repayment options, and more.

Why is gold loan a feasible borrowing mode in Delhi?

Availing a gold loan in Delhi is a popular choice for many residents seeking quick and hassle-free financial assistance. These loans offer flexibility and convenience, allowing individuals to leverage their gold assets without relinquishing ownership. With transparent terms and minimal documentation requirements, gold loans in Delhi provide a convenient solution for meeting various financial needs, from emergency expenses to investment opportunities.

So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits.

Benefits and features of gold loans in Delhi

Here are some benefits of taking gold loans in Delhi:

  • Part-release facility
    With our part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
  • No part-prepayment or foreclosure fee*
    Repay a part of your loan in advance or pay the entire amount at no extra cost.
  • Transparent evaluation
    We use the most advanced karat metres across all our branches to make sure you get the most value for your gold.
  • Free insurance for gold
    Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.
  • Convenient repayment options
    We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
  • Easy application process
    Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
  • 800 branches and growing
    We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.

Eligibility criteria to avail gold loans in Delhi

Anyone can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the basic KYC documents to complete your application process.

Documents required to get gold loans in Delhi

  • • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.

Gold loan interest rates and charges in Delhi

With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.

Know all about our fees and charges before applying.

Gold loan calculator in Delhi

The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key benefits of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.

Why choose Bajaj Finance to avail a gold loan in Delhi?

Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a smooth and customer-focused borrowing experience, making it the preferred choice for availing of a gold loan in Delhi.

How to apply for a gold loan in Delhi?

Here is a detailed guide to apply for a gold loan.

  1. Click on ‘APPLY’ located at the top of this page to open our online application form.
  2. Enter your 10-digit mobile number and click on ‘GET OTP’.
  3. Submit the OTP to verify your identity.
  4. Select your state and city to find the branch nearest to you.
  5. Enter your full name and date of birth as per your PAN.
  6. Set up your appointment at our branch.

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

Gold loan in other cities

Gold Loan in Bangalore

Gold Loan in Indore

Gold Loan in Jodhpur

Gold Loan in Kochi

Gold Loan in Vadodara

Gold Loan in Rajkot

Gold Loan in Ludhiana

Gold Loan in Gurgaon

Gold Loan in Kota

Gold Loan in Hyderabad

Gold Loan in Nagpur

Gold Loan in Solapur

Gold Loan in Patna

Gold Loan in Salem

Gold Loan in Udaipur

Gold Loan in Mumbai

Gold Loan in Chennai

Gold Loan in Guwahati

Gold Loan Jaipur

Gold Loan in Kolkata

Gold Loan in Bhopal


Know more about Gold Loans in Indian states and Union Territories

Gold Loan in Tamil Nadu

Gold Loan in Delhi

Gold Loan in Chandigarh

Gold Loan in Kerala


Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

When should you apply for a gold loan?

You should apply for a gold loan when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. It may be a good option if you already have an ongoing loan. You can apply for one by pledging the gold jewellery you may have at your home.

Walk into the nearest Bajaj Finserv Gold Loan Branch in your city. You can also start by completing the simple application form on the Bajaj Finserv website.

Can you get a gold loan on jewellery?

Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv gold loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.

How do fluctuations in gold prices impact your gold loan?

Fluctuations in gold prices directly influence your gold loan value. As the gold price changes, so does the collateral's worth, affecting the loan amount. It's essential to monitor the gold rate to understand these variations and make informed decisions about your gold loan, ensuring financial stability.

How can you repay your gold loan?

We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest for your loan against gold, if any, will be due for payment at the time of loan maturity.

How to get a gold loan?

Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

What KYC Documents are required for a gold loan in Delhi?

To apply for a gold loan in Delhi, you need to provide KYC documents such as proof of identity (Aadhaar card, PAN card, passport) and proof of address (utility bill, ration card, voter ID).

What is the maximum tenure of a Gold Loan in Delhi?

The maximum gold loan tenure in Delhi varies, but typically it can be up to 24 months.

How can we get a gold loan in need of urgent money in Delhi?

To get a gold loan in need of urgent money in Delhi, visit a reputable lender like Bajaj Finance. They offer quick processing and competitive interest rates.

What are the factors that affect gold loan interest rates?

Factors affect gold loan interest rates are influenced by the loan amount, tenure, gold purity, borrower's credit score, and market gold prices.

Can we fill out a gold loan application form online in Delhi?

Yes, you can fill out a gold loan application form online in Delhi with ease. Bajaj Finance offers a streamlined online application process.

What are the best and easiest ways to repay your gold loan in Delhi?

There are several easy ways to repay your gold loan in Delhi, including EMI payments, bullet repayments, and part-prepayments.

Show More Show Less