Gold loan in Patna
Many people choose gold loan in Patna as a convenient and popular financial option. These loans are favoured for their flexibility and simplicity, providing an easy way to get funds without having to surrender ownership of valuable jewellery.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% to 24% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease.
Features and benefits of gold loan in Patna
Our gold loan offers several benefits such as:
- Part-release facility
With our gold loan part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
- No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost.
- Transparent evaluation
We use the most advanced karat metres across all our branches to make sure you get the most value for your gold.
- Free insurance for gold
Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.
- Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
- Easy application process
Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city.
- Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
- 800 branches and growing
We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
How to apply for a gold loan in Patna?
Here is a detailed guide to apply for a gold loan:
- Click on ‘APPLY’ located at the top of this page to open our online application form
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your nearest branch
- Download the loan eligibility letter
Once done, you will receive a call from our representative to guide you on the next steps.
Eligibility criteria and documents required to apply for gold loans in Patna
Anyone can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Patna
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our gold loan interest rate before applying.
How to calculate gold loan in Patna
Planning to apply for a gold loan in Patna? Try using a gold loan calculator—it can make things a lot simpler for you. This easy-to-use online tool gives you a quick estimate of how much loan you can get against your gold, saving you time and guesswork.
Here is how to use it:
- Enter gold weight or loan amount – Add the weight of your gold jewellery or the amount you need.
- Select purity – Choose the gold purity in carats, as this affects how much you can borrow.
- Get instant results – Based on today’s gold price, the calculator will show you an estimated loan amount.
- View interest and tenure – It also displays the interest rate and repayment options you can choose from.
Using this calculator before applying for a gold loan in Patna helps you plan better. It is quick, free, and gives you a clear picture of your eligibility before you move forward.
Why choose Bajaj Finance to avail a gold loan in Patna?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple gold loan repayment options and transparent terms, we ensure a smooth and customer-focused borrowing experience, making it the preferred choice for availing of a gold loan in Patna.
Know more about gold loan in Indian states and Union Territories
Know more about gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
