Gold Loan in Agra

Here’s a comprehensive guide on how to get gold loans in Agra.
Gold Loan in Agra
2 min read
12 February 2024

Agra, a city in the northern Indian state of Uttar Pradesh, is renowned for its iconic Taj Mahal and rich historical heritage. In Agra, gold holds a special place in the hearts of its residents, valued not only for its cultural significance but also as a reliable investment. Gold also plays a special part in our culture and celebrations, adding richness to our lives.

Gold loan in Agra

The demand for gold in Agra has given rise to accessible gold loan services, allowing locals to leverage their gold assets during financial needs. These gold loan services in Agra provide a convenient and quick solution, emphasizing the precious metal's dual role as a symbol of tradition and a practical financial resource for the city's residents.

So, if you require quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can get funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet sudden expenses with great ease. Our gold loan offers many benefits such as:

  • Part-release facility
    With the part release facility, you can choose to repay a part of your loan before the end of your loan tenure and release your jewellery in custody.
  • No part-prepayment or foreclosure fee*
    Repay a part of your loan in advance or pay the entire amount at no extra cost.
  • Transparent evaluation
    We use the best karat meters across all our branches to make sure you get the most value for your gold.
  • Free insurance for gold
    We offer free insurance for your gold jewellery in our custody that covers against theft or loss if any during the tenure.
  • Convenient repayment options
    We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
  • Easy application process
    Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
  • 800 branches and growing
    We've just opened 60 new branches and are adding more all over India, including in the cities where we're already working.

Eligibility criteria and documents required to apply for gold loans in Agra

Anyone can request a gold loan for purposes like farming, business, or medical emergencies, provided they meet the essential eligibility conditions. You only need to be an Indian citizen aged between 21 and 70. To complete your application, you just have to submit any one of the specified KYC documents:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.

Gold loan interest rates and charges in Agra

With us, you can get a gold loan interest rate starting at just 9.50% per annum. Rest assured, our terms and conditions are completely transparent, ensuring there are no hidden charges whatsoever.

Know all about our fees and charges before applying.

Gold loan calculator

The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. Our gold loan calculator makes things easy by giving you accurate estimates based on the gold loan rate per gram. Just enter your gold's weight or the loan amount you want, and it quickly tells you the maximum loan amount you can get.

Why choose Bajaj Finance to avail a gold loan in Agra?

Getting a gold loan with Bajaj Finance is easy – minimal paperwork, quick approval, and perfect for those who need funds fast. We provide extra benefits like flexible repayment options and clear terms, ensuring a smooth and customer-friendly borrowing experience. That's why Bajaj Finance is the preferred choice for a gold loan in Agra.

How to apply for a gold loan in Agra?

Here is a step-by-step guide to apply for a gold loan

  1. Click on ‘APPLY’ located at the top of this page to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

When should you apply for a gold loan?

You should apply for a gold loan when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. It may be a good option if you already have an ongoing loan. You can apply for one by pledging the gold jewellery you may have at your home.

Walk into the nearest Bajaj Finserv Gold Loan Branch in your city. You can also start by completing the simple application form on the Bajaj Finserv website.

Can you get a gold loan on jewellery?

Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv gold loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.

How do fluctuations in gold prices impact your gold loan?

Fluctuations in gold prices directly influence your gold loan value. As the gold price changes, so does the collateral's worth, affecting the loan amount. It's essential to monitor the gold rate to understand these variations and make informed decisions about your gold loan, ensuring financial stability.

How can you repay your gold loan?

We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest for your loan against gold, if any, will be due for payment at the time of loan maturity.

How to get a gold loan?

Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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