In this scenario, gold loans have become a popular and convenient financial choice for the people of Kota. Offering flexibility and ease, gold loans have become the preferred option for individuals seeking quick access to funds without giving up ownership of their valuable jewellery.
So, if you need quick funds, Bajaj Finserv Gold Loan provides an easy and hassle-free solution. You can get funds ranging from Rs. 5,000 to Rs. 2 crore with interest rates starting at just 9.50% per year. Our gold loan enables you to handle all your planned and unplanned expenses with great ease, providing several benefits.
- Part-release facility
With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
- No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost.
- Transparent evaluation
To ensure you get the best value for your gold, we use top-quality karat metres in all our branches.
- Free insurance of gold
Our free insurance covers against theft or loss of your gold jewellery while it is in our custody.
- Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
- Easy application process
Apply for a gold loan online. Our customer representative will help you with your application when you visit our Gold Loan branch in your city.
- Gold loan of up to Rs. 2 crore
We offer gold loans starting from Rs. 5,000 to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
- 800 branches and growing
We have just opened 60 new branches and are adding more all over India. Additionally, we are opening new branches in the cities where we already have operations
Eligibility criteria and documents required to apply for gold loans in Kota
Anyone can easily apply for a gold loan for farming, business requirements, medical emergencies and more, as long as they meet the eligibility criteria. Indian citizens aged between 21 to 70 years can get a gold loan in Kota. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Kota
Gold loan interest rate in Kota starts at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Why is gold loan a feasible borrowing mode in Kota?
Availing a gold loan in Kota is a popular choice for many residents seeking quick and hassle-free financial assistance. These loans offer flexibility and convenience, allowing individuals to leverage their gold assets without relinquishing ownership. With transparent terms and minimal documentation requirements, gold loans in Kota provide a convenient solution for meeting various financial needs, from emergency expenses to investment opportunities.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 21 to 70 with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits.
Why choose Bajaj Finance to avail a gold loan in Kota?
Bajaj Finance offers a hassle-free application process, with minimal documentation and quick approval, making it a perfect choice for those who require funds immediately. With more benefits like multiple repayment options and transparent terms, we ensure a smooth and customer-centric borrowing experience, making it an ideal choice for availing of a gold loan in Kota.
How to apply for a gold loan in Kota?
Here is a step-by-step guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Know more about gold Loan in Indian states and Union Territories
Gold loan in other cities
Gold loan branches in Kota
