Gold loan in Kota

Kota is situated on the banks of Chambal River in the southeast region of Rajasthan. Kota is a prominent education hub of this nation, primarily focusing on competitive examination preparations.

If you hail from this city and have personal or professional financial obligations to meet, you can consider applying for an instant gold loan in Kota from Bajaj Finserv. You can visit our branch directly or apply online.

Gold loan in Kota: Features and benefits

The features and benefits of the Bajaj Finserv Gold Loan are listed below:

  • Substantial loan amount

    Substantial loan amount

    With Bajaj Finserv, you can get gold loans up to Rs. 2 crore to help you meet your personal and professional financial obligations.

  • Gold insurance

    Gold insurance

    We also offer complimentary gold insurance to safeguard your financial interests in case of theft and misplacement.

  • Foreclosure and part-prepayment options

    Foreclosure and part-prepayment options

    Bajaj Finserv also lets you part-prepay or foreclose your loan without any additional costs.

  • Part release facility

    Part release facility

    You can also partially release your pledged items by repaying an equivalent amount. In this regard, our gold loan EMI calculator can help you figure out and plan your expenses beforehand.

  • Transparent gold evaluation

    Transparent gold evaluation

    Here, at Bajaj Finserv, we measure your gold items with an industry-grade carat meter to ensure optimal accuracy and authenticity.

  • Best security protocols

    Best security protocols

    Bajaj Finserv also keeps your pledged items in highly secure vaults inside constantly surveilled rooms equipped with motion detectors.

  • Flexible repayment options

    Flexible repayment options

    Here, you can choose from different loan repayment options. In addition, our gold loan calculator can aid in determining your repayment ability.

Besides the educational industry, other notable employment generators in Kota include textile weaving, dairying, distilling, oilseed and cotton milling, tiles and metal handicrafts. Other industries include cement and chemicals.

Kota residents in need of urgent funds can avail of a gold loan from Bajaj Finserv. We offer instant loan on gold in Kota at attractive interest rates.

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Gold loan in Kota: Eligibility criteria

Bajaj Finserv has simple-to-meet gold loan eligibility criteria. They are:

  • The applicant needs to be salaried or self-employed with a steady income source.
  • They should be between 21 and 70 years of age.
  • They must be a residing Indian citizen.

Once you meet the gold loan eligibility criteria, you can obtain the necessary funds from Bajaj Finserv at attractive gold loan interest rates.

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Gold loan in Kota: Documents required

The documents required to apply for a gold loan in Kota are:

Identity proof:

  • Passport
  • Aadhaar card
  • PAN card
  • Voter ID card
  • Driving licence
  • Income proof (ITR, form 16, business profit and loss statement)

Address proof:

  • Aadhaar card
  • Ration card
  • Any utility bill
  • Bank account statement
  • Passport

Gold loan in Kota: Interest rate and charges

Bajaj Finserv presents gold loan interest rate in Kota with simple-to-meet eligibility criteria. Check the additional charges before proceeding to apply.