Kolkata, located in India, is a busy city that beautifully blends tradition and modernity. Famous for its rich history and lively culture, the city is home to iconic landmarks like the Howrah Bridge. Kolkata is also renowned for its delicious street food, offering a variety of savoury and sweet treats.
Kolkata has a deep-rooted affinity for gold. Renowned for its grand festivals, vibrant markets, and rich traditions, the city embraces gold as a symbol of prosperity and heritage. In Kolkata, you will find numerous jewellery stores and markets offering a dazzling array of gold ornaments, blending traditional craftsmanship with contemporary designs. Amidst this cultural backdrop, gold loans have emerged as a popular financial solution for the city's residents. Whether it is for funding a business venture, or managing unforeseen expenses gold loans in Kolkata provide a convenient and hassle-free way to access funds, leveraging the value of one's gold jewellery.
Gold loan in Kolkata
In this setting, gold loans have become a popular and easy money solution for the people in Kolkata. These loans are flexible and convenient, making them a top choice for those who need money without giving away their precious jewellery.
So, if you need quick funds, the Bajaj Finserv Gold Loan is a simple and hassle-free choice. You can get funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% per year. Our gold loan helps you handle all your planned and unexpected expenses with great ease, offering several benefits like:
- Part-release facility
With our part release facility, you can repay a portion of your loan and take some of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee
*Repay a part of your loan beforehand or pay the entire amount at no extra cost. - Transparent evaluation
We use best-in-class karat metres across all our branches to make sure you get the most value for your gold. - Free insurance for gold
Our free insurance protects your gold jewellery from theft or loss while it is with us. - Convenient repayment options
We give you various ways to pay back your loan interest – on a monthly, bi-monthly, quarterly, half-yearly, or annual basis, you can pick what works for you. The main amount and any remaining interest will be due when your loan period ends. - Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We just opened 60 new branches, and we are continuing to add more all over India. We are also opening branches in the cities where we already have operations.
Eligibility criteria and documents required to apply for gold loans in Kolkata
Anyone can apply for a gold loan for agriculture, business requirements, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Kolkata
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One big plus of using our gold loan calculator is that it gives you accurate loan estimates based on the gold loan rate per gram. It makes things easy – just put in your gold's weight or the loan amount that you want, and it quickly tells you the highest loan amount you can get.
Why choose Bajaj Finance to avail a gold loan in Kolkata?
Getting a gold loan from Bajaj Finance is easy and quick, with a simple application process and minimal paperwork. It is a great option for those who need money urgently. We provide extra perks like different ways to repay and clear terms, ensuring a smooth and customer-friendly borrowing experience. That is why it is the top choice for getting a gold loan in Kolkata.
How to apply for a gold loan in Kolkata?
- Here is a step-by-step guide to apply for a gold loan
Click on ‘APPLY’ located at the top of this page to open our online application form - Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Please set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
