Gold loan in Nagercoil

The city of Nagercoil derived its name from the ‘Temple of Nagas’ and sits between the Western Ghats and the Arabian Sea. The ‘Nagercoil Cloves’ is famous for its distinct aroma and medicinal value. The economy of this city relies on multiple sectors that include IT, tourism, spices, and fishery to name a few.

Gold loans in Nagercoil are available at attractive interest rates offered by Bajaj Finserv. Apply today by visiting our branch or through an online medium as per your convenience.

Features and Benefits of Gold Loan in Nagercoil

  • High loan quantum

    High loan quantum

    Meet the gold loan eligibility requirements and get financing of up to Rs. 2 crore.

  • Robust safety protocol

    Robust safety protocol

    Bajaj Finserv ensures maximum security of your pledged gold items. We use state-of-the-art vaults, motion sensor, and 24X7 surveillance.

  • Additional security with mandatory insurance

    Additional security with mandatory insurance

    Enjoy added security for your gold items with complimentary insurance against theft and misplacement during the tenor.

  • Accurate evaluation of gold articles

    Accurate evaluation of gold articles

    You can trust us to get the best value against your pledged ornaments as we use industry-standard carat meters for gold appraisal.

  • Various repayment options

    Various repayment options

    Repay your gold loan as per your convenience by using a gold loan calculator without any charges.

  • Prepayment and foreclosure without any charges

    Prepayment and foreclosure without any charges

    Now prepay or foreclose your instant gold loan in Nagercoil without bearing any additional charges.

  • Part-release benefit

    Part-release benefit

    Borrowers can also choose to release gold partially during the tenor by repaying the equivalent amount.

Information Technology is the mainstay of Nagercoil’s economy, and companies like Hinduja Global Solutions, NASDAQ, Navigant Consulting have offices here. Also, one of ISRO’s aerospace manufacturing plants is in operation here. Nagercoil also houses multiple start-ups and small-scale businesses across different segments.

Nagercoil has installed a windmill of 1500 MW to meet its electricity demands.

If you are looking for easy financing options in this city, use your gold items' idle equity and source gold loans in Nagercoil from Bajaj Finserv. Enjoy attractive interest rates and repayment flexibility.

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Gold Loan in Nagercoil: Eligibility Criteria

Bajaj Finserv lays down simple gold loan eligibility criteria to meet the funding needs of all professions. Here are the details:

  • Employment status

    Employment status

    Both salaried and self-employed individuals can apply

  • Age

    Age

    Must be between 21 and 70 years

  • Nationality

    Nationality

    Should be a residing citizen of India

Gold Loan in Nagercoil: Documents Required

Bajaj Finserv asks for only a handful of documents to process a gold loan application. Find them below:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • Utility bills
  • Income proof (salary slip, ITR, form 16, business turnover details) , if asked

Gold loan in Nagercoil: Interest rate and charges

Bajaj Finserv levies competitive gold loan interest rates and fees for easy financing. Connect today to know more about the gold loan interest rate in Nagercoil and other fees!

Frequently asked questions

How can I apply for a gold loan?

You can apply for a gold loan online by filling out the loan application form with relevant details. Otherwise, you apply for this credit instrument by visiting the nearest branch of Bajaj Finserv.

Is there any end-use restrictions on gold loans?

No, there are no end-use restrictions on the usage of gold loans. Thus, you can meet an array of personal and professional financial needs.

What is an LTV ratio?

An LTV or loan-to-value ratio signifies the loan you are eligible for depending on your gold ornaments' current market value. Typically, it is expressed in '%' format.