Instant gold loan in Guntur
Guntur, the third-largest city of Andhra Pradesh, is a major educational, commercial and transport hub of this state. This city mainly exports chilli, tobacco and cotton. Guntur also houses the Agricultural Marketing Department, The Spices Board and The Tobacco Board.
Residents of this city can now avail of a instant gold loan in Guntur to meet an array of personal and professional monetary needs.
Gold loan in Guntur: Features and benefits
Bajaj Finserv Gold Loan packs in numerous features and benefits. They are:
Substantial loan amount
Meet the gold loan eligibility parameters and source funding of up to Rs. 2 crore, and meet an array of financial needs.
Part release facility
With us, you get the option to partially release your pledged gold items after the repayment of an equivalent amount. You can also take the help of our gold loan calculator to plan your expenses ahead.
Foreclosure and part-prepayment options
Bajaj Finserv lets you foreclose or part-prepay your loan without any additional charges.
We offer complementary insurance coverage during the tenor whenever you avail of a gold loan from us.
Best security protocols
Bajaj Finserv stores your pledged items in state-of-the-art vaults under constant surveillance inside motion detector-equipped rooms.
Transparent gold evaluation
Moreover, we measure your gold items with industry-grade carat meters to ensure maximum authenticity and accuracy.
Flexible repayment options
Bajaj Finserv offers you different loan repayment options to choose from. You can also use our gold loan EMI calculator to find out your repayment ability.
The spiciest chillies from Guntur are exported internationally and this city ranks second globally in this regard. This city is also famous for its ISKCON Temple, a tourist attraction.
Residents of this city in need of urgent funds can avail of a gold loan from Bajaj Finserv. We offer instant loan on gold in Guntur at competitive interest rates.
Gold loan in Guntur: Eligibility criteria
Bajaj Finserv’s gold loan eligibility criteria are simple-to-meet. They are listed below:
- The age of the applicant should be between 21 and 70 years.
- The applicant must be self-employed or salaried with a steady income source.
- Applicants should be resident citizen of India.
Once you meet the eligibility criteria, you will be able to avail of the loan amount from Bajaj Finserv at competitive gold loan interest rates.
Gold loan in Guntur: Documents required
Before you apply for a gold loan in Guntur, you will need the following documents.
- Defence ID card
- Aadhaar card
- Voter ID card
- PAN card
- Driving licence
- Aadhaar card
- Any utility bill
- Ration card
Apart from these documents, you need to submit income proof if required.
Gold loan in Guntur: Interest rate and charges
Bajaj Finserv offers gold loans in Guntur with lenient eligibility criteria and competitive interest rates. Don’t forget to check the additional charges before you opt for one.