Gold loan in Morbi
Morvi or Morbi is a district in Gujarat and is situated in the Kathiawar peninsula. This city is well-known for its planned township and heritage buildings and has a fast-growing economy depending on the agriculture and non-agriculture industries.
Bajaj Finserv offers Gold Loan in Morbi to ease financing for city residents with fast approval.
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Gold Loan in Morbi: Features and benefits
Coverage against misplacement and theft
Bajaj Finserv provides complimentary insurance coverage for collateralised gold to protect against theft and misplacement during the tenor.
Option for partial gold release
The gold loan in Morbi from Bajaj Finserv comes with a part release facility. It means in need, you can get a part of the gold back by paying the equivalent amount.
Opt to part-prepay or foreclose your Bajaj Finserv Gold Loan account at no extra charges for significant savings.
Up to Rs. 2 crore as gold loan
Meet minimum gold loan eligibility requirements to apply for and avail financing of up to Rs. 2 crore.
Complete the repayment of your gold loan with your choice of repayment option as per convenience. Use a gold loan EMI calculator to make a decision.
Get an instant gold loan in Morbi with your choice of repayment option as per convenience.
Safe and transparent gold evaluation
Pledged gold is evaluated in the safety of your home with an industry-grade carat meter for transparency and accuracy.
Robust safety protocol
With 24x7 surveillance and motion-detecting tech-enabled vaults, be assured of the utmost safety of your collateralised gold storage.
At just 60 km from Rajkot, Morbi has fertile lands, courtesy of its location by the banks of Machhu River. The town serves as a local tourism destination due to its lush greenery, with the sector majorly backing its economic growth. It also houses some of the popular temples and shrines in West India, including the Morbi Trimandir and Naklanka temple.
Financing is now more convenient than ever, with a Bajaj Finserv gold loan in Morbi available against no minimum credit score requirement.
Gold loan in Morbi: Eligibility criteria
Meet only a handful of gold loan eligibility criteria before applying for the advance to improve your chances of hassle-free approval. Here are the details:
- You must be in the age bracket of 21-70 years
- You must be a residing Indian citizen
- You should either be salaried or a self-employed
Gold loan in Morbi: Documents required
To get an instant gold loan in Morbi you need to submit the following documents:
- Aadhaar card
- Voter ID card
- Driving licence
- Utility bills
- Income proof (salary slip, ITR, form 16, business turnover details), if needed
Gold loan in Morbi: Interest rate and charges
Avail competitive gold loan interest rates and fees from Bajaj Finserv and lower the total cost of borrowing. There is no surprise charge levy on gold loans with transparent terms and conditions. Click here to know more.
Frequently asked questions
No, credit scores are not a crucial factor in availing of a gold loan. Therefore, even if you have a low CIBIL score or do not have a score, you can still apply for this financial product.
The Loan-to-value ratio is the percentage of your gold ornament’s total market value that you can get as a credit.
Yes, you can apply for a gold loan online by filling up the gold loan application form and submitting needed documents. A company representative will contact you for further processing.