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Gold loan in Morbi

Morvi or Morbi is a district in Gujarat and is situated in the Kathiawar peninsula. This city is well-known for its planned township and heritage buildings and has a fast-growing economy depending on the agriculture and non-agriculture industries.

Bajaj Finserv offers Gold Loan in Morbi to ease financing for city residents with fast approval.

Check out your loan offer today!

Gold Loan in Morbi: Features and benefits

  • Coverage against misplacement and theft

    Coverage against misplacement and theft

    Bajaj Finserv provides complimentary insurance coverage for collateralised gold to protect against theft and misplacement during the tenor.

  • Option for partial gold release

    Option for partial gold release

    The gold loan in Morbi from Bajaj Finserv comes with a part release facility. It means in need, you can get a part of the gold back by paying the equivalent amount.

  • Charge-free prepayment

    Charge-free prepayment

    Opt to part-prepay or foreclose your Bajaj Finserv Gold Loan account at no extra charges for significant savings.

  • Up to

    Up to Rs. 2 crore as gold loan

    Meet minimum gold loan eligibility requirements to apply for and avail financing of up to Rs. 2 crore.

  • Repayment flexibility

    Repayment flexibility

    Complete the repayment of your gold loan with your choice of repayment option as per convenience. Use a gold loan EMI calculator to make a decision.

    Get an instant gold loan in Morbi with your choice of repayment option as per convenience.

  • Safe and transparent gold evaluation

    Safe and transparent gold evaluation

    Pledged gold is evaluated in the safety of your home with an industry-grade carat meter for transparency and accuracy.

  • Robust safety protocol

    Robust safety protocol

    With 24x7 surveillance and motion-detecting tech-enabled vaults, be assured of the utmost safety of your collateralised gold storage.

At just 60 km from Rajkot, Morbi has fertile lands, courtesy of its location by the banks of Machhu River. The town serves as a local tourism destination due to its lush greenery, with the sector majorly backing its economic growth. It also houses some of the popular temples and shrines in West India, including the Morbi Trimandir and Naklanka temple.

Financing is now more convenient than ever, with a Bajaj Finserv gold loan in Morbi available against no minimum credit score requirement.

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Gold loan in Morbi: Eligibility criteria

Meet only a handful of gold loan eligibility criteria before applying for the advance to improve your chances of hassle-free approval. Here are the details:

  • You must be in the age bracket of 21-70 years
  • You must be a residing Indian citizen
  • You should either be salaried or a self-employed

Gold loan in Morbi: Documents required

To get an instant gold loan in Morbi you need to submit the following documents:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • Utility bills
  • Income proof (salary slip, ITR, form 16, business turnover details), if needed

Gold loan in Morbi: Interest rate and charges

Avail competitive gold loan interest rates and fees from Bajaj Finserv and lower the total cost of borrowing. There is no surprise charge levy on gold loans with transparent terms and conditions. Click here to know more.

Frequently asked questions

Is credit score an important factor in availing a gold loan in Morbi?

No, credit scores are not a crucial factor in availing of a gold loan. Therefore, even if you have a low CIBIL score or do not have a score, you can still apply for this financial product.

What is an LTV ratio?

The Loan-to-value ratio is the percentage of your gold ornament’s total market value that you can get as a credit.

Can I apply for a gold loan online?

Yes, you can apply for a gold loan online by filling up the gold loan application form and submitting needed documents. A company representative will contact you for further processing.