Gold loan in Kollam
Formerly known as Quilon, Kollam is an ancient port in Kerala. Situated on the banks of Ashtamudi Lake and Kallada rivers, this city has a history of being a strong commercial hub. Currently, Kollam ranks 5th in India in terms of per capita income.
Residents of this city can now meet all their financing needs with an instant gold loan in Kollam at affordable rates from Bajaj Finserv. Visit our branch or choose to apply online for faster processing.
Features and Benefits of Gold Loan in Kollam
Here are some notable features of the Bajaj Finserv Gold Loan:
Gold storage with 24x7 surveillance
Bajaj Finserv ensures the safety of your gold articles by storing them in a room equipped with a motion detector.
High financing value
Fulfil easy-to-meet gold loan eligibility parameters and get up to Rs. 2 crore financing.
Multiple repayment options
Opt for a repayment option at your convenience. Pay regular EMIs or choose to pay periodic interest on your loan and repay the principal amount later. Use the online gold loan calculator to learn more.
Accurate measurement of gold
We use industry-grade carat meters to measure gold items to ensure a transparent evaluation and offer the best value.
Nil prepayment charges
An instant gold loan in Kollam from Bajaj Finserv does not incur extra charges when you opt for part-prepayment or foreclosure.
Mandatory insurance policy
The collateralised gold is covered with a complimentary insurance policy to safeguard your financial interests in case of theft or misplacement.
Partial collateral release
Bajaj Finserv Gold Loan comes with the part-release facility. Now release your gold articles partially by paying the equivalent amount.
Kollam has changed over the years and does not rely heavily on its export background. Nowadays the city is performing well in per capita indexes and houses various industrial operations. Dairy farming and fishing are two notable sectors where Kollam has improved significantly. Additionally, the cashew business in Kollam needs a special mention as it houses more than 500 units related to this segment.
Being a resident of this city, you can now meet an array of financial needs with a gold loan in Kollam from Bajaj Finserv. Now, utilise the idle equity of your gold ornaments and get quick financing from us.
Gold loan in Kollam: Eligibility criteria
The gold loan eligibility criteria laid down by Bajaj Finserv are easy to meet. The common parameters are:
- Applicants should be in the age bracket of 21 to 70 years.
- Both salaried and self-employed professionals are eligible for this credit instrument.
- Applicants should be a residing Indian citizen.
Gold loan in Kollam: Documents required
Here is a list of necessary documents that you need to submit to get a loan against gold in Kollam:
- KYC documents
- Address proof
- Income proof, if required
You need to submit any additional documents as required by Bajaj Finserv.
Gold loan in Kollam: Interest rate and charges
Get the most competitive gold loan interest rates in Kollam and nominal charges with Bajaj Finserv. Click here to check all the associated fees before applying.