Key takeaways
The gold price in Bihar is calculated through a step-by-step process:
The final gold rate is updated: Based on these calculations and local market conditions, the gold rate today in Bihar is determined and updated daily.
Gold prices in Bihar have generally gone up over the years. Global gold prices, inflation, changes in the rupee and demand can affect the rate. Looking at past gold prices can help you understand how rates have changed over time. The table below shows the approximate historical price of 24K gold per 10 grams.
| Year | 24-carat gold price per 10 grams |
|---|---|
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,000 |
| 2023 | Rs. 65,000 |
| 2022 | Rs. 52,000 |
| 2021 | Rs. 47,000 |
| 2020 | Rs. 48,000 |
| 2019 | Rs. 35,000 |
| 2018 | Rs. 31,000 |
| 2017 | Rs. 29,000 |
*2025 prices represent the approximate range observed during the year and may vary based on market movements.
Quick tip: As gold prices in Bihar respond to global factors, your borrowing capacity may vary. Check your gold loan eligibility now and make an informed decision.
The gold price in Bihar is influenced by numerous factors which include:
Knowing the movement of gold prices in Bihar would be beneficial, as you will be able to take the right investment decisions. You can also check your gold loan eligibility and find out the amount you can borrow using your gold as collateral.
18K, 22K and 24K gold are distinguished mainly because of their purity and strength. 22K gold is often employed in jewellery making as it is pure and strong enough to serve daily purposes. 24K gold is the purest type and is mostly used for investment purposes. The 22 carat gold price in Bihar today is usually lower than the gold rate in Bihar 24 carat because 22K contains a small percentage of other metals.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common use | Designer jewellery | Traditional jewellery | Coins and bars |
| Price | Lowest | Higher | Highest |
Before buying, selling, or applying for a gold loan, knowing your gold's purity can save you from surprises. Here's how to check it yourself.
Already have gold at home? Check your gold loan eligibility to see what you could borrow against it.
You can estimate your gold's value using three simple details: weight, purity, and today's gold price in Bihar.
Formula: Gold Value = Gold Weight × Gold Rate per Gram
For example, if you own 10 grams of 22K gold and the gold rate in Bihar today is Rs.13,033 per gram:
10 × Rs.13,033 = Rs.1,30,330
This gives you the approximate market value of your gold. The final gold loan amount also depends on your gold's purity, applicable LTV ratio, and the lender's valuation process.
Check your gold loan eligibility to see how much you can borrow against your gold today.
Gold prices directly affect the value of your gold investments. When the gold price in Bihar today rises, physical gold, Gold ETFs, and Sovereign Gold Bonds usually gain value too. When prices fall, their value may drop as well. Each investment option works a little differently, but all of them move in line with changes in the underlying gold price.
Gold rates directly affect the amount you can borrow against your jewellery, ornaments, or coins. When the gold rate in Bihar increases, the value of your pledged gold also rises, which may help you qualify for a higher loan amount. Lower gold rates may reduce the loan amount available against the same gold.
Your eligible loan amount depends on:
Only the pure gold content in your jewellery is assessed. Stones, enamel, and other decorative additions are not counted.
The final loan amount depends on the eligible LTV, actual gold purity, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The LTV ratio must be maintained throughout the loan tenure and may be revised as per RBI guidelines and lender policies.
The loan amount is determined using the applicable gold loan interest rate and LTV ratio, both of which vary by loan size. To know more, click here.
With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum. Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secure vaults with insurance cover for the entire loan duration.
A few things worth knowing before you apply:
Before applying, use the gold loan calculator to estimate your eligible amount, or check your gold loan eligibility online to understand your borrowing capacity based on today's gold price in Bihar, gold purity, and weight.
Want to check your gold loan eligibility? Enter your mobile number to see the loan amount you may be eligible for against your gold.
Similarly, the rate of 22 carat 750 gold in Bihar today can vary and is subject to change based on global market trends, local demand, and other factors. To obtain the latest price for 22 carat 750 gold, individuals should consult reliable sources such as reputable jewellers or financial news platforms for accurate information.
As for the price of 24 carat gold in Bihar today per 10 grams, it's advisable to refer to trusted sources for real-time updates as gold prices fluctuate regularly. The price of 24 carat gold is influenced by various factors including global market trends, demand-supply dynamics, and economic indicators, making it essential to check with reliable sources for the most current rates
The price of 18 carat gold in Bihar today per 10 grams is lower than 22 or 24 carat gold, as it contains more alloy metals. The exact rate depends on the prevailing market price, which changes daily with international trends.
Yes, you can track gold price fluctuations in Bihar through Bajaj Finance App or website. The platform displays daily prices, historical trends, and often includes alerts, helping buyers and investors make informed decisions on purchases or sales.
During festival seasons in Bihar, demand for gold rises significantly, especially around Diwali, Dhanteras, and weddings. This increased demand often leads to a temporary rise in gold rates, with jewellers also adding higher making charges during peak festive times.
Patna’s 24K and 22K gold prices can change due to global gold rates, currency movements and local demand. 24K usually costs more because it is purer. You can check current rates through IBJA-linked updates and established financial news or market platforms.
The gold price in Bihar has fluctuated recently, with rates showing a short-term decline. Global market movements, currency changes, inflation and local demand continue to influence prices.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
