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Instant Gold Loan in Visakhapatnam

Gold Loan in Visakhapatnam

The state capital of Andhra Pradesh is one of the prominent places on India’s eastern coast. Residing between the Eastern Ghats and the Bay of Bengal, this modern city has a renowned port and houses the Indian Navy’s Eastern Command Base.

Avail a Bajaj Finserv Gold Loan in Visakhapatnam for quick access to essential financing to meet a wide range of requirements. Apply online or visit any of our 3 branches in Vizag.

Features of Gold Loan in Visakhapatnam

  • High loan value

    Depending on the purity of your gold items, get up to Rs. 1 crore as gold loan in Vizag. Also, top up your loan amount, if required, without bearing any additional charges.

  • mortgage loan

    Repayment flexibility

    The instant gold Loans in Visakhapatnam offered by Bajaj Finserv come with repayment flexibility. Choose the ideal option between traditional EMIs or paying interest periodically and the principal at the end of the tenor, and more.

  • Tenor

    Zero part-prepayment and foreclosure charges

    Improve your convenience further with foreclosure and part-payment facilities. Now make lump-sum payments to reduce the overall burden of your loan against gold, but without paying extra charges.

  • Part release feature

    You can now release your gold items partially by repaying the equivalent amount.

  • Doorstep gold assessment facility

    Finish the application for a gold loan in Visakhapatnam, and our representatives will visit your address for gold articles evaluation. We use an industry-standard carat meter for increased accuracy.

  • Secure storage facility

    We store the pledged gold in vaults protected within rooms equipped with motion sensors and round the clock surveillance.

  • Mandatory insurance on gold articles

    Besides ensuring the safety of gold articles, we also offer complimentary insurance coverage for all gold items during the loan tenor.

  • Visakhapatnam or Vizag is the second-largest city on Indian’s eastern coast after Chennai. This city is a notable pharmaceutical hub of this country, with companies of various scales operating in and around it.

    Also contributing to its economy and employment is the steadily growing IT sector. Various IT parks and dedicated business zones have seen segment leaders like Tech Mahindra, Infosys, IBM, Concentrix, etc., setting up offices here.

    Solving any financial crisis is not an issue anymore with a Bajaj Finserv Gold Loan in Visakhapatnam. Apply online or walk into any of our branches and avail the funds at an attractive interest rate without delay.
    Contact us for more information.

Eligibility Criteria for Gold Loan in Visakhapatnam

Gold loan eligibility parameters set by Bajaj Finserv are easy to meet, making it hassle-free to avail the credits. Here are the details:

  • Age: 21-70 years
  • Nationality: Indian
  • Employment type: Self-employed, salaried, businessman, traders, and farmers

With an improved LTV ratio, multiple repayment options, and easy eligibility, access funds quickly and repay without hassle.

Gold Loan in Visakhapatnam: Interest Rates and Charges

Keep your cost of borrowing minimum and lower your overall debt with nominal additional charges and interest rates. To learn more about gold loan interest rates and additional charges, click here.

Frequently Asked Questions

1. How to apply for a gold loan in Visakhapatnam?

You can apply for a gold loan both online and offline. Meet the necessary eligibility criteria and submit the required documents to complete this process.

2. What are the documents required for gold loans?

Documents required to avail a gold loan include an Aadhaar card, Voter ID card, or any other government-issued photo ID card, along with address proof.

3. What is the per-gram rate in a gold loan?

The per gram rate in gold loans represents the equity of a single gram of any gold article. It changes regularly, so check the exact value before applying.

4. Can I get a gold loan in Vizag without a healthy credit score?

Yes, you can get a gold loan without a satisfactory credit score as borrowers do not emphasise on this criteria before approving an application.

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