Instant Gold Loan in Visakhapatnam

Visakhapatnam is the most populous and the largest city in the Indian state of Andhra Pradesh. It is situated between the Bay of Bengal and the Eastern Ghats. Visakhapatnam also belongs to one of the four cities selected under the Smart Cities Mission in India.

Meet all your big-ticket financial obligations with high-value gold loans from Bajaj Finserv. Meet the simple eligibility parameters and submit only a handful of documents to proceed. We provide gold loan in Visakhapatnam via 2 operative branches or the website.

Gold Loan in Visakhapatnam: Features and benefits

Our gold loan features a host of features and benefits. Find them below:

  • Transparent gold evaluation

    Transparent gold evaluation

    Bajaj Finserv evaluates your gold items with a top-grade carat metre, ensuring accuracy and authenticity.

  • Easy repayments

    Easy repayments

    Repay your gold loan through multiple repayment options. Use a gold loan EMI calculator to plan your finances and serve an affordable borrowing.

  • Part release option

    Part release option

    You can also partially release your pledged gold items after paying the equivalent amount.

  • Foreclosure or part-prepayment facility

    Foreclosure or part-prepayment facility

    Choose to foreclose or part-prepay your loan account without paying anything extra. Plan your finances in a better way through a gold loan calculator.

  • Mandatory gold insurance

    Mandatory gold insurance

    We also provide complimentary gold insurance on your pledged gold items throughout the loan tenor.

  • Maximum security

    Maximum security

    We store your gold items in top-of-the-line vaults under motion detector-equipped rooms that are under 24x7 security surveillance.

  • Substantial loan amount

    Substantial loan amount

    With a loan quantum of up to Rs. 2 crore, stay assured of meeting all your financial obligations at ease.

Visakhapatnam is one of the fastest-growing economies globally. It is India’s 9th richest city featuring a high-volume seafood export capacity. Apart from its part in the seafood industry, the city also flourishes in the IT and pharma sectors.

Almost 30% of Visakhapatnam is covered in greenery, making it a famous tourist spot in Andhra Pradesh. It is famous for its beaches, wildlife sanctuaries, ghats and caves.

Residents of Visakhapatnam falling short in finances can obtain a high-value gold loan from Bajaj Finserv by pledging their gold jewellery. You can either visit one of our branches or apply for an instant gold loan in Visakhapatnam.

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Gold Loan in Visakhapatnam: Eligibility criteria

Fulfil easy to meet gold loan eligibility parameters. They are:

  • The applicant’s age must be between 21 and 70 years.
  • Applicants must have a steady source of income and must be salaried or self-employed.

Try to meet the gold loan eligibility to obtain a high-value loan at low gold loan interest rates.

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Documents required to get a gold loan in Visakhapatnam

Keep the following documents handy before applying for a gold loan in Visakhapatnam:

  • Proof of identity
  • Proof of address

We may ask you to submit additional documents if necessary.

Gold Loan in Visakhapatnam: Interest rate and charges

Enjoy an affordable borrowing experience with Bajaj Finserv. Keep your borrowing cost at a minimum without bearing any hidden charges. Know all about our gold loan interest rate and charges before applying for a loan against gold in Visakhapatnam.