Gold Loan Branch Near Me

Why gold loans are a smart choice for financial emergencies

Gold has always been more than just a precious metal—it is a trusted financial backup for many Indian households. Whenever an unexpected expense arises, a gold loan can be one of the quickest and easiest ways to access funds. Instead of selling your gold, you can use it as security to get an instant loan while keeping ownership of your jewellery.

With Bajaj Finance, you can get a gold loan starting from Rs. 5,000 up to Rs. 2 crore, depending on the value and purity of your gold. It is a simple, secure, and flexible way to handle urgent financial needs—whether for medical expenses, education, or any other emergency—without stress or lengthy paperwork.

Features and benefits of gold loan in your city

Here are the key features of our gold loan:

• Part-release facility: With our gold loan part-release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
• No part-prepayment or foreclosure fee*: Repay a part of your loan in advance or pay the entire amount at no extra cost.
• Transparent evaluation: We use the most advanced karat metres across all our branches to make sure you get the most value for your gold.
• Free insurance for gold: Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.
• Convenient repayment options: We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
• Easy application process: Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city.
• Gold loan of up to Rs. 2 crore: We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
• 1300 branches and growing: We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
• Gold loan renewal: You may renew your gold loan at the end of loan tenure, subject to LTV being as per regulatory norms. A fresh credit appraisal will be done by us prior to renewal. However, renewal post actual loan maturity date is restricted.
• Gold loan top-up: You can apply for a top-up on your existing gold loan before its maturity, as long as the loan-to-value (LTV) remains within regulatory limits and a fresh credit assessment is completed by us. However, if your loan has passed its maturity date but is still active due to outstanding dues, a top-up is not allowed.

Eligibility criteria and documents required to apply for gold loans

Anyone can apply for a gold loan for farming, home repairs, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 to 80 years with 18-22 karat gold to pledge. To apply, you just need to submit any one of the following KYC documents for gold loan to complete your application process:

• Aadhaar card
• Voter ID card
• Passport
• Driving licence
• NREGA job card
• Letter issued by National Population Registration

Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well. 

Wondering how much you can borrow on your gold? Just check your gold loan eligibility—it takes seconds and minimal  paperwork!

Gold loan interest rates and charges

With us, you can get a gold loan interest rate ranging from 9.50% to 24% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.

Know all about our gold loan interest rate and charges before applying and use our online gold loan calculator to plan your financial journey better. 

Why choose Bajaj Finance to avail a gold loan?

Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options, free insurance of gold, and transparent terms, we ensure a smooth and customer-focused borrowing experience.

So, when you look for a "gold loan near me" next time, remember to think of us for convenient financial solutions and get quick access to funds, secured against your gold jewellery. 

Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Gold loan near me open today – timings and working days

Bajaj Finserv Gold Loan branches are usually open from 9:30 AM to 6:00 PM, Monday to Saturday. Most branches remain closed on Sundays and public holidays. Visiting during working hours ensures you can complete your gold loan process smoothly.

Key points:

• Open from Monday to Saturday.
• Timings: 9:30 AM to 6:00 PM.
• Closed on Sundays and bank holidays.
• Visit early to avoid waiting.
• You can apply, get your gold evaluated, and receive funds on the same day.

How to check branch status before you visit

Before visiting a gold loan branch, it is helpful to check if it is open. Bajaj Finance offers easy ways to confirm branch status through its website or customer care.

Steps to check branch status:

• Visit the official Bajaj Finserv website.
• Use the branch locator tool to find nearby gold loan branches.
• Check working hours and holidays mentioned for each branch.

This saves time and ensures you plan your visit accordingly. 

Discover your borrowing potential by checking your gold loan eligibility. It takes just a few clicks and no waiting.