Guwahati, located in Assam, India, is a vibrant city on the Brahmaputra River known for its cultural heritage. It serves as the gateway to the north-eastern region, with ancient temples and natural beauty like the Kamakhya Temple attracting visitors.
In Guwahati, gold holds cultural and economic importance. Beyond its glitter, gold symbolises prosperity and tradition, prominently featured in weddings and festivals. The city's markets, filled with vibrant gold shops, reflect the enduring fascination and cultural significance attached to this precious metal in the lives of Guwahati's residents.
Gold loan in Guwahati
Against this backdrop, gold loans have become a favoured and convenient financial solution among the residents of Guwahati. The flexibility and simplicity they offer make gold loans a popular choice for those in need of quick funds without having to part with their valuable jewellery.
If you find yourself in need of swift financial assistance, consider the Bajaj Finserv Gold Loan for a straightforward and hassle-free option. You can secure funds ranging from Rs. 5,000 to Rs. 2 crore, with interest rates starting at just 9.50% per annum. Our gold loan provides an easy way to manage both planned and unforeseen expenses, offering various advantages such as:
- Part-release facility
With the part release facility, you can repay a part of your loan and take a part of your gold jewellery back before maturity. - No part-prepayment or foreclosure fee*
Repay a part or pay the entire amount of your loan in advance at no extra cost. - Transparent evaluation
We use advanced karat meters across all our branches to make sure you get the most value for your gold. - Free insurance for gold
Our free insurance covers against theft or loss of your gold jewellery while it is with us. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. - Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have recently opened 60 new branches and are adding more across India in the cities that we operate in.
Eligibility criteria and documents required to apply for gold loans in Guwahati
Individuals can apply for a gold loan to meet various needs such as farming, business requirements, medical emergencies, and more, given they fulfil the essential eligibility criteria. Applicants should be Indian citizens aged between 21 and 70. To complete the application process, one needs to provide any of the following KYC documents:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Submission of the PAN card is mandatory for a gold loan of Rs. 5 lakh or more.
Gold loan interest rates and charges in Guwahati
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key advantages of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Guwahati?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and guaranteeing quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a smooth borrowing experience, making it the preferred choice for availing of a gold loan in Guwahati.
How to apply for a gold loan in Guwahati?
Here is a detailed guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online
- application form
Enter your 10-digit mobile number and click on ‘GET OTP’ - Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
