Gold Loan in Siliguri

Here’s a comprehensive guide on how to get gold loans in Siliguri.
Gold Loan in Siliguri
2 min read
14 February 2024

Siliguri, a city in northern West Bengal, India, is known for its vibrant culture and historical significance. Gold is highly valued by the community, not only for its cultural importance but also as a reliable investment. Additionally, gold plays a unique role in local traditions and festive celebrations, adding to the overall prosperity and happiness of Siliguri's residents.

Gold loan in Siliguri

The demand for gold in Siliguri has led to the availability of convenient gold loan services, enabling locals to utilise their gold jewellery during financial requirements. These services in Siliguri present a simple and speedy solution, highlighting gold's significance as a traditional symbol and a practical financial asset for the city's residents.

For swift financial assistance, consider the Bajaj Finserv Gold Loan, providing an easy and convenient option. You can secure funds ranging from Rs. 5,000 to Rs. 2 crore with interest rates starting at just 9.50% per annum. Our gold loan ensures you can address unexpected expenses effortlessly, offering various benefits such as:

  • Part-release facility
    With the part release facility, you can choose to repay a part of your loan before maturity and release part of your jewellery kept in custody.
  • No part-prepayment or foreclosure fee*
    Repay a part of your loan in advance or pay the entire amount at no extra cost.
  • Transparent evaluation
    We use advanced karat meters across all our branches to make sure you get the most value for your gold.
  • Free insurance for gold
    We offer free insurance for your gold jewellery in our custody that covers theft or loss if any during the tenure.
  • Convenient repayment options
    We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
  • Easy application process
    You can apply for the gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
  • 800 branches and growing
    We have just opened 60 new branches and are adding more all over India, including in the cities where we are already present.

Eligibility criteria and documents required to apply for gold loans in Siliguri

Anyone can apply for a gold loan for reasons such as farming, business, or medical emergencies, as long as they meet the necessary eligibility criteria. You just need to be an Indian citizen aged between 21 and 70. To finalise your application, you only have to provide one of the specified KYC documents:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.

Gold loan interest rates and charges in Siliguri

With us, you can get a gold loan with interest rates starting at just 9.50% per annum. You can be confident in the transparency of our terms and conditions, ensuring no hidden fees.

Know all about our fees and charges before applying.

Gold loan calculator

The Bajaj Finserv Gold Loan Calculator is an online financial tool that you can use to calculate your gold loan interest rate and loan term. The gold loan calculator makes things easy by giving you the exact estimate based on the current gold loan rate per gram. Just enter your gold's weight or the loan amount you need, and it displays the maximum loan amount you can get.

Why choose Bajaj Finance to avail a gold loan in Siliguri?

Getting a gold loan from Bajaj Finance is a simple process with minimal paperwork, and quick approval, which is ideal for those in need of immediate funds. We offer additional advantages, including flexible repayment choices and simple terms, ensuring a smooth borrowing experience. This is why Bajaj Finance is the preferred option for a gold loan in Siliguri.

How to apply for a gold loan in Siliguri?

Here is a guide to apply for a gold loan

  1. Click on ‘APPLY’ located at the top of this page to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

After completion, one of our representatives will give you a call to confirm your appointment and provide guidance on the next steps.

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Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

When should you apply for a gold loan in Siliguri?

You should apply for a gold loan in Siliguri when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. You can apply for one by pledging the gold jewellery you may have at your home.

Walk into the nearest Bajaj Finserv Gold Loan Branch in your city. You can also start by completing the simple application form on the Bajaj Finserv website.

Can you get a gold loan on jewellery?

Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv gold loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.

How do fluctuations in gold prices impact your gold loan in Siliguri?

Fluctuations in gold prices directly influence your gold loan value. As the gold price changes, so does the collateral's worth, affecting the loan amount. It is essential to monitor the gold rate to understand these variations and make informed decisions about your gold loan, ensuring financial stability.

How can you repay your gold loanin Siliguri?

We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest for your loan against gold, if any, will be due for payment at the time of loan maturity.

How to get a gold loan?

Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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