Kolhapur is a charming city in Maharashtra, India, known for its rich history and cultural heritage. Famous for the intricately crafted Kolhapuri chappals and delectable cuisine, the city attracts visitors with its vibrant markets and historic landmarks. Kolhapur offers a unique blend of tradition and modernity, making it a delightful destination for tourists and locals alike.
In Kolhapur, the gold market holds a special place for those seeking exquisite jewellery. The city boasts a variety of gold shops and jewellers, where locals and visitors can explore a wide range of finely crafted ornaments. Whether you are looking for traditional designs or modern styles, Kolhapur's gold market provides a diverse selection, making it a go-to destination for those in search of beautiful and authentic gold jewellery.
Gold loan in Kolhapur
In Kolhapur, gold loans provide a quick and straightforward way to access funds. Local banks and gold loan providers make it easy to use your gold jewellery as collateral, ensuring a hassle-free borrowing process with minimal paperwork. It is a convenient solution for locals to meet their financial needs without letting go of their valued gold possessions.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits such as:
- Part-release facility
Repay a portion of your loan to retrieve part of your gold jewellery before the loan tenure concludes with our part-release facility. - No part-prepayment or foreclosure fee*
Settle a part of your loan early or the entire amount without incurring additional costs. - Transparent evaluation
Utilising top-notch karat metres ensures you receive the utmost value for your gold at all our branches. - Free gold insurance
Safeguard your gold jewellery against theft or misplacement while in our custody with our complimentary insurance. - Convenient repayment options
Choose from multiple repayment frequencies—monthly, bi-monthly, quarterly, half-yearly, or annually—based on your convenience. - Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can select the amount that suits your requirements from the offer extended to you. - 800 branches and growing
We currently opened 60 new branches and are adding more across India in the cities that we operate in.
Eligibility criteria and documents required to apply for gold loans in Kolhapur
Any Indian citizen aged between 21 to 70 can apply for a gold loan for various purposes, such as farming, business needs, or medical emergencies. Submit one of the following KYC documents to complete the application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Kolhapur
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
Utilise the Bajaj Finserv Gold Loan Calculator —an online tool providing precise estimates based on the gold loan rate per gram. Input your gold's weight or desired loan amount for an instant estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Kolhapur?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a seamless and customer-centric borrowing experience, making it the preferred choice for availing of a gold loan in Kolhapur.
How to apply for a gold loan in Kolhapur?
Here is a step-by-step guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.