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A historic and ancient city of Maharashtra, Kolhapur is located on the banks of the river Panchganga. The city is known for its lip-smacking cuisines, attractive ‘Kolhapuri’ footwear and unique jewellery items.
You can now leverage your idle gold ornaments to obtain a sizeable fund at nominal interest rates from Bajaj Finserv. Apply online for a gold loan in Kolhapur.
Get a high-quantum loan amount of up to Rs.1 crore by meeting simple eligibility criteria. This fund is free from end-use restrictions. Utilise the amount to meet personal or professional financial requirements.
Our representatives use a standard carat meter to assess the market value of the pledged gold items. The entire loan processing is completed from the comfort of your home.
Opt from multiple repayment options as per convenience. Clear the dues by opting to pay via regular EMIs or pay the interest periodically and principal amount at the end of a tenor. Alternatively, you can also pay the interest upfront and principal later.
Release part of the pledged gold items by paying an equivalent amount.
We provide a complimentary gold insurance policy along with a gold loan. This covers financial losses against theft and misplacement.
Foreclose or part-prepay your loan at no extra charges. Builders and traders can opt for a top-up loan without paying additional charges.
We deposit the pledged gold items in a secured vault under 24x7 surveillance with a motion detector system.
Kolhapur is the largest city in Southern Maharashtra. This city houses approximately 300 foundries. Further, it has several industrial areas - Shiroli MIDC and Udyamnagar, Gokul-Shirgaon MIDC, etc. Tourism is another area that attracts potential revenue. It also has several educational institutions for medicine, engineering etc., attracting students from all over India. However, being a prominent city, managing expenses can become difficult.
Individuals looking for funds to meet the immediate monetary crunch can apply for a gold loan in Kolhapur. Pledge the gold items with Bajaj Finserv and obtain a high-value loan amount. Meet the simple eligibility criteria and submit required documents to avail of a low-interest gold loan.
Our gold loan eligibility criteria are simple and easy to meet. Take a look:
Besides fulfilling the eligibility criteria, the loan amount also depends on the LTV ratio. To get the highest gold loan per gram of the pledged assets, provide necessary documents and meet our eligibility criteria.
Bajaj Finserv offers competitive interest rates for gold loans in the Indian market. Further, the additional costs are nominal, making us an ideal choice to apply for a gold loan in Kolhapur.
Some of the essential documents needed to apply for a gold loan in Kolhapur include:
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