Our gold loan ensures you meet both planned and unforeseen expenses effortlessly, providing various benefits such as:
- Part-release facility
Repay a portion of your loan to retrieve part of your gold jewellery before the loan tenure concludes with our gold loan part release facility.
- No part-prepayment or foreclosure fee*
Settle a part of your loan early or the entire amount without incurring additional costs.
- Transparent evaluation
Utilising top-notch karat metres ensures you receive the utmost value for your gold at all our branches.
- Free gold insurance
Safeguard your gold jewellery against theft or misplacement while in our custody with our complimentary insurance.
- Convenient repayment options
Choose from multiple repayment frequencies—monthly, bi-monthly, quarterly, half-yearly, or annually—based on your convenience.
- Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
- Gold loan of up to Rs. 2 crore
We offer instant gold loan starting from Rs. 5,000 up to Rs. 2 crore. You can select the amount that suits your requirements from the offer extended to you.
- 800 branches and growing
We currently opened 60 new branches and are adding more across India in the cities that we operate in.
How to apply for a gold loan in Madurai?
Follow these simple steps to apply for a gold loan:
- Click on 'APPLY' at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on 'GET OTP'.
- Submit the OTP to confirm your identity.
- Choose your state and city to locate the nearest branch.
- Download the loan eligibility letter.
After completing these steps, our representative will call you to guide you on the next steps.
Eligibility criteria and documents required to apply for gold loans in Madurai
Anyone can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents for gold loan to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Madurai
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our gold loan interest before applying.
How to calculate gold loan in Madurai
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. Using our gold loan calculator has a big benefit – it gives you accurate estimates for your loan based on the rate per gram of gold. The calculator makes things easy. Just put in the weight of your gold or the amount you want as a loan, and it quickly gives you an estimate of the maximum loan you can get.
If you are planning to take a gold loan in Madurai, using the online gold loan calculator can be very helpful. This easy-to-use tool lets you quickly check how much loan you can get based on the weight and purity of your gold. It provides instant and clear results to help you plan better. Here is how to use the Bajaj Finserv Gold Loan calculator in Madurai:
- Enter gold details – Fill in the weight of your gold ornaments or the amount you wish to borrow.
- Select gold purity – Choose the purity level of your gold, such as 18K or 22K. Higher gold loan purity means a higher loan amount.
- Check the result instantly – The calculator uses the latest gold rate today in Madurai to estimate your loan value.
- View interest rate and tenure – You can also explore the available interest rates and repayment options before applying.
The Bajaj Finserv Gold Loan calculator in Madurai is fast, free, and accurate. It helps you get a better understanding of your loan amount and makes the process of applying for a gold loan simple and clear.
Why choose Bajaj Finance to avail a gold loan in Madurai?
Getting a gold loan from Bajaj Finance is easy and stress-free. The application process is simple, needs only a few documents, and approval is quick. It is perfect for those who need funds urgently. We provide extra perks like various ways to repay and clear terms, ensuring a smooth and customer-friendly borrowing experience. That is why Bajaj Finance is the top choice for getting a gold loan in Madurai.
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Know more about gold loan in Indian states and Union Territories
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Visit the nearest Bajaj Finserv Gold Loan branch in your city.
