Pune, a vibrant city in India, boasts a rich cultural heritage and a thriving urban landscape. Known for its historical significance, educational institutions, and bustling IT sector, Pune also has a strong connection with gold. The city is home to various gold markets and jewellery stores, showcasing a diverse range of traditional and contemporary designs. With the growing popularity of gold loans, residents in Pune have easy access to financial assistance against their gold assets. Whether it is for managing urgent expenses, funding business ventures, or meeting personal needs, gold loans in Pune offer a convenient and hassle-free solution for financial requirements.
Features and benefits of a Gold Loan in Pune
In this scenario, gold loans have become a popular and convenient financial choice for the people of Pune. Offering flexibility and ease, gold loans have become the preferred option for individuals seeking quick access to funds without giving up ownership of their valuable jewellery.
So, if you need quick funds, Bajaj Finserv Gold Loan provides an easy and hassle-free solution. You can get funds ranging from Rs. 5,000 to Rs. 2 crore with interest rates starting at just 9.50% per year. Our gold loan enables you to handle all your planned and unplanned expenses with great ease, providing several benefits.
- Part-release facility
With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
To ensure you get the best value for your gold, we use top-quality karat metres in all our branches. - Free insurance of gold
Our free insurance covers against theft or loss of your gold jewellery while it is in our custody. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity. - Easy application process
Apply for a gold loan online. Our customer representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have just opened 60 new branches and are adding more all over India. Additionally, we are opening new branches in the cities where we already have operations
Eligibility criteria and documents required to apply for gold loans in Pune
Anyone can easily apply for a gold loan for farming, business requirements, medical emergencies and more, as long as they meet the eligibility criteria. Indian citizens aged between 21 years and 70 years can get a gold loan in Pune. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Pune
Gold loan interest rate in Pune starts at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the main benefits of using our gold loan calculator is that it gives accurate loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or preferred loan amount, and it provides an immediate estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Pune?
Bajaj Finance offers a hassle-free application process, with minimal documentation and quick approval, making it a perfect choice for those who require funds immediately. With more benefits like multiple repayment options and transparent terms, we ensure a smooth and customer-centric borrowing experience, making it an ideal choice for availing of a gold loan in Pune.
How to apply for a gold loan in Pune?
Here is a step-by-step guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Read More: Gold loan interest rate
Know more about gold Loan in Indian states & Union Territories
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.