Personal Loan in Bhilai

A Bajaj Finserv Personal Loan in Bhilai is your solution for fast, flexible, and reliable financing. Whether you are managing urgent needs or planned goals, this loan offers a simple, digital, and quick way to get the funds you need.

✅ Check your pre-approved loan offer in Bhilai with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Online account management

Log in to our customer portal – My Account, to check all loan-related information round the clock.

Minimal documentation

Provide some of the basic documents along with your online loan application.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhilai with just your phone number and OTP – no need to visit the branch.

Instant approval

Bajaj Finance approves an online personal loan application instantly. No more waiting for days.

Repay easily

Bajaj Finance allows borrowers to select tenures of their choice, ranging from 12 month to 96 month.

High-value financing

Get up to Rs. 55 lakh loan amount and address your multiple needs now.

Money in bank in 24 hours*

It takes only 24 hours* to credit the approved loan amount to your account.

Transparency

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.