Personal Loan in Ranchi

A personal loan in Ranchi is one of the most convenient ways to manage financial needs—whether planned or unexpected. With fast disbursal, no security required, and flexible repayment options, Bajaj Finserv makes borrowing stress-free.

✅ Check your pre-approved loan offer now – Just enter your phone number and verify with OTP

Quick approval

Apply online to get instant approval of a personal loan from Bajaj Finance.

Up to Rs. 55 lakh loan

Meet the eligibility criteria and avail funds up to Rs. 55 lakh against easy terms and simple eligibility.

Tenure flexibility

Meet the eligibility criteria and avail funds up to Rs. 55 lakh against easy terms and simple eligibility.

Get money in 24 hours*

Receive the sanctioned loan amount in the account within 24 hours* of approval.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Ranchi with just your phone number and OTP – no need to visit the branch.

No hidden charges

Avoid paying hidden fees on a personal loan with Bajaj Finserv. Read our terms and conditions before applying.

Simple documentation

Submit only a few documents required for personal loan. Keep them handy for quicker loan processing.

Online management

Access our customer portal, My Account, and manage your loan account online 24/7.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.