Personal Loan in Ranchi

Personal Loan in Ranchi

Check your eligibility for personal loan in Ranchi with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Ranchi

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • A personal loan in Ranchi is one of the most convenient ways to manage financial needs—whether planned or unexpected. With fast disbursal, no security required, and flexible repayment options, Bajaj Finserv makes borrowing stress-free.


    Check your pre-approved loan offer now – Just enter your phone number and verify with OTP

The capital city of Jharkhand, Ranchi is a fast-growing urban centre known for its natural beauty, educational institutions, and industries. It’s home to major government offices, medical centres, and IT parks. As the cost of living and aspirations rise, many residents rely on personal loans for everything from family events to sudden expenses.


*Terms and conditions apply

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Features and benefits of our personal loan in Ranchi

  • Quick approval

    Apply online to get instant approval of a personal loan from Bajaj Finance.

  • Up to Rs. 55 lakh loan

    Meet the eligibility criteria and avail funds up to Rs. 55 lakh against easy terms and simple eligibility.

  • Tenure flexibility

    Meet the eligibility criteria and avail funds up to Rs. 55 lakh against easy terms and simple eligibility.

  • Get money in 24 hours*

    Receive the sanctioned loan amount in the account within 24 hours* of approval.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Ranchi with just your phone number and OTP – no need to visit the branch.

  • No hidden charges

    Avoid paying hidden fees on a personal loan with Bajaj Finserv. Read our terms and conditions before applying.

  • Simple documentation

    Submit only a few documents required for personal loan. Keep them handy for quicker loan processing.

  • Online management

    Access our customer portal, My Account, and manage your loan account online 24/7.

Ranchi is one of the hundred Indian cities to be empanelled under the Smart Cities Mission. This city boasts several mineral-based industries, and houses a number of big companies as well.
 

If you are looking for instant funds in Ranchi for big-ticket expenses, Bajaj Finserv Personal Loan is an excellent option. Raise funds without offering collateral, submit only a handful of documents, and enjoy instant approval.
 

Apply online or visit the branch to get this loan.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Ranchi

You can easily get the funds you need in Ranchi with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Ranchi

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.