International summer vacations you can plan under Rs. 5 lakh

International summer vacations you can plan under Rs. 5 lakh

Here's a look at three fantastic destinations that you can visit on a mid-sized budget
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If you want to bask under blue skies, explore ancient history or laze by sandy white beaches, plan an international vacation with your partner. Take a look at three exciting destinations you can visit for a memorable vacation under Rs. 5 lakh.


With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

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Marseille, France

The beautiful city of Marseille is located in the heart of the Provence region in France and has a history that is over 1,500 years old. Book two-way airfare for two, for around Rs. 1 lakh. When in Marseille, visit Notre-Dame de la Garde, Palais Longchamp, and Marseille Cathedral. You can book your stay at upscale hotels like the InterContinental Hotel Dieu by spending Rs. 20,000 per night. A budget option is the Staycity Aparthotels Centre Vieux Port, which comes to Rs. 6,000 per night. Indulge in kayaking, caving and hiking by paying about Rs. 7,000 per person per activity.

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Hoi An, Vietnam

Hoi An city is known for its ancient history, and the town's roots and ancestry are a sight worth seeing. A two-way ticket for two to Da Nang will cost you around Rs. 54,000. Once there, you can reach Hoi An within 45 minutes by cab. This will cost you about Rs. 1,000. The city is a medley of culture and traditions, so stay at Ancient House Village Resort and Spa or the Victoria Hoi An Beach Resort that offers a taste of this. A night's stay in these hotels will cost you approximately Rs. 5,500 for the former and Rs. 8,800 for the latter. Go for a cycling tour around the city for around Rs. 7,000 or laze at the beach.


With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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Bali, Indonesia

Book a two-way flight for two for around Rs. 48,000 and set out to explore the temple town of Bali. Do not miss a visit to Tanah Lot Temple, Uluwatu Temple, Ubud Monkey Forest, Mount Batur, and Seminyak when you holiday here. Book your stay at The Breezes Bali Resort and Spa for Rs. 5,500 a night or at Padma Resort Ubud for Rs. 10,500 a night. Also, sign up for a wildlife safari at Bali Safari and Marine Park at about Rs. 5,000, or try water sports at Benoa beach by paying about Rs. 3,000 for each sport.


With this guide in hand, you can plan a budget vacation without any hesitation. To make it more affordable, consider using a personal loan for travel to your advantage.


Additional read: Personal loan for travel fees and charges explained


 


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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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