Instant gold loan in Bhiwandi
Situated in the Konkan division of Maharashtra, Bhiwandi is a part of the Mumbai Metropolitan Region. It is also a commercial city and a significant trade centre that connects Mumbai to the rest of India through the Mumbai-Agra highway.
Individuals residing in Bhiwandi can address their immediate financial requirements through a gold loan from Bajaj Finserv. We provide gold loans in Bhiwandi at nominal interest rates and ancillary charges.
Gold loan in Bhiwandi: Features and benefits
Bajaj Finserv’s gold loan comes with the following features and benefits:
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High-value loan
Obtain a high-value loan quantum of up to Rs. 2 crore upon meeting the gold loan eligibility. Utilise the fund to meet a host of financial requirements.
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Free gold insurance
Bajaj Finserv provides complimentary gold insurance in addition to the gold loan. Ensure your pledged gold items against theft or misplacement.
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Correct evaluation
We use a standard carat meter to evaluate the market value of your gold items. This ensures the utmost accuracy and authenticity.
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Choose to part-release
Partially release your gold items when necessary by paying the same amount.
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Stringent safety standards
We ensure the security and safety of your gold items by storing them in highly secure vaults. Our vaults are stored in motion detector-equipped rooms that are under complete surveillance.
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Easy repayments
Choose to repay your gold loan through a suite of repayment options. Pay interest periodically or opt for regular EMI payments. Use Bajaj Finserv Gold Loan EMI Calculator to assess your repayment capacity.
Bhiwandi is a commercial city and an important trade centre in Maharashtra. It is famous for its textile industries, scenic hills and streams.
The city houses the largest number of handlooms and power looms in India, which is also the major source of employment in the city. The economy of Bhiwandi is divided into three major sectors, namely textile, service and groceries.
Individuals residing in Bhiwandi can now obtain a low-interest gold loan from Bajaj Finserv. With no end-use restrictions, an instant gold loan in Bhiwandi can help you address personal as well as professional financial obligations at ease.
Gold loan in Bhiwandi: Eligibility criteria
The process to obtain a loan against gold in Bhiwandi is hassle-free. Simply meet the following eligibility parameters:
- The age of the applicant must be between 21 to 70 years
- The applicant must be salaried or self-employed
- Applicants should be a residing Indian citizen
Irrespective of employment status, you can still fulfil the eligibility if you possess sufficient and pure gold items. Use a gold loan EMI calculator to determine the loan amount you can borrow.
Gold Loan in Bhiwandi: Documents Required
Bajaj Finserv asks for only a handful of gold loan documents. Find them below:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- Utility bills
- Rental agreement
- Income proof, if required
Gold Loan in Bhiwandi: Interest rate and charges
Approach Bajaj Finserv for nominal gold loan interest rate in Bhiwandi. Further, our fees are also kept nominal and 100% transparent. Check the gold loan interest rates for more details.
Frequently asked questions
You can apply for a gold loan online or by visiting the nearest branch of Bajaj Finserv. Alternatively, you can apply online by filling out an application form, and our representative will contact you regarding further processes.
You can easily calculate gold loan interest by subtracting the total amount by the principal amount. For easy and error-free calculations, use an online EMI calculator.
The market value of your gold is calculated in accordance with the per gram market rate of gold on the date of loan application. The gold loan amount depends upon the LTV ratio.
