Our gold loan offers several benefits such as:
- Part-release facility
With our part release facility for hold loan, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
- No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost.
- Transparent evaluation
We use the best karat meters across all our branches to make sure you get the most value for your gold.
- Free insurance for gold
- Our free insurance covers against theft or loss of your gold jewellery while it is in our custody.
- Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
- Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
- Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
- 800 branches and growing
We've recently inaugurated 60 new branches and continue to expand our presence throughout India. Additionally, we're opening fresh branches in the cities where we are already operational.
How to apply for a gold loan in Navi Mumbai?
By familiarising yourself with these steps and knowing the key benefits and conditions, you can easily obtain a gold loan in Navi Mumbai to comfortably fulfil your financial needs.
- Click on ‘APPLY’ to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP.’
- Submit the OTP to verify your identity.
- Submit the OTP to verify your identity.
- Fill in your personal details and select the nearest gold loan branch.
- Download the loan eligibility letter.
After that, one of our representatives will call you to confirm your appointment and explain the next steps.
Eligibility criteria and documents required to apply for gold loans in Navi Mumbai
Indian citizens between the ages of 21 years to 70 years can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Navi Mumbai
Bajaj Finance provides attractive and competitive rates for those seeking a gold loan. The gold loan interest rate starts from just 9.50% to 24% per annum, offering an affordable way to fulfil your financial needs. A major advantage of choosing Bajaj Finance is our fully transparent approach—there are no hidden fees at any point in the process. All terms are clearly communicated upfront, so you know exactly what to expect.
Before applying, it is essential to understand the full details of fees and charges involved. For more information, please visit our comprehensive page on gold loan interest rate and charges. This ensures you can make a well-informed decision and enjoy a smooth, stress-free borrowing experience.
How to calculate gold loan in Navi Mumbai?
If you are thinking about applying for a gold loan in Navi Mumbai, using our online gold loan calculator is an easy and convenient way to find out how much loan amount you may be eligible for. This free online tool helps you get a quick estimate based on the weight of your gold and gold loan purity, which are the main factors that determine the loan amount you can receive. Additionally, the calculator provides information about the current interest rates and available repayment options, helping you make a well-informed decision and plan your finances more effectively. It saves you time and effort by giving instant results without the need to visit a branch. Here is a simple step-by-step guide on how you can use the gold loan calculator to estimate your loan amount:
- Enter the weight of your gold jewellery in grams.
- Choose the purity of gold, like 18K, or 22K.
- The calculator will show the estimated loan amount based on the prevailing gold rate.
- You will also see the interest rate and loan tenure available.
This tool is quick, easy to use, and helps you understand your eligibility before applying. Whether you are borrowing for an emergency or personal need, the gold loan calculator makes the process smooth and clear for Navi Mumbai residents.
Repayment options for gold loan in Navi Mumbai
Bajaj Finance provides flexible repayment options for gold loans in Navi Mumbai, helping borrowers manage their finances with ease. Here are the main repayment choices available:
- Multiple repayment schedules: You can repay your gold loan monthly, bi-monthly, quarterly, half-yearly, or annually—whichever suits your financial situation best.
- Full payment at loan maturity: You have the option to pay the entire principal and any pending interest at the end of the loan tenure, offering more freedom during the loan period.
- No-cost prepayment and foreclosure: You can repay or close your loan early anytime without paying any extra fees.
These repayment options help you choose a plan that matches your income and cash flow, making gold loan repayment in Navi Mumbai simple and hassle-free.
Why choose Bajaj Finance to avail a gold loan in Navi Mumbai?
Bajaj Finance offers a hassle-free application process, requiring minimal documentation and ensuring quick approval, making it an ideal choice for those in urgent need of funds. With additional benefits like multiple repayment options and transparent terms, we ensure a seamless and customer-centric borrowing experience, making it the preferred choice for getting a gold loan in Navi Mumbai.
Know more about gold loan in Indian states and Union Territories
Know more about gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
