Gold loan in Vapi
Vapi is a popular city of Gujarat, which is prominently known as the ‘City of Chemicals’ and recognised for its well-known chemical industry. It also houses the state’s largest industrial area, mostly comprising small-scale industries.
Residents can easily access funding through an instant Gold Loan in Vapi extended by Bajaj Finserv by visiting our branch or applying online.
Gold Loan in Vapi: Features and Benefits
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Safe and accurate gold evaluation
Get your gold appraised at home with an industry-grade carat meter from Bajaj Finserv that ensures high evaluation accuracy.
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Gold storage with robust safety
Bajaj Finserv stores collateralised gold in motion-detecting vaults with all-day surveillance for utmost safety.
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Up to Rs. 2 crore as gold loan
Instant gold loan in Vapi is available with a funding of up to Rs. 2 crore against simple requirements.
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Complimentary insurance coverage
The collateralised gold is also covered with a complimentary insurance policy during tenor against misplacement or theft.
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Prepayment at no additional fees
Opt to part-prepay or foreclose your Bajaj Finserv Gold Loan account at no additional cost.
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Convenient choices for repayment
Choose from regular EMIs, interest-only EMIs and periodic interest payments to repay your gold loan in Vapi conveniently.
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Part-release facility
Bajaj Finserv allows you to choose partial gold release against repayment of equivalent amount.
Vapi is located around cities like Ahmedabad, Surat, Mumbai, and Vadodara and enjoys strategic advantage for economic growth. Other major industries dotting the city include textile, polymer manufacturing, rubber manufacturing, engineering workshops, and pharmaceuticals. The city is also home to Asia’s largest effluent treatment plant, CETP.
You can now secure accessible financing from Bajaj Finserv’s gold loans, as it does not require a high credit score. You can now use the underlying value of your gold jewellery to meet funding needs of any type. Assess your maximum loan availability with a gold loan EMI calculator before applying, either online or offline.
Eligibility criteria for gold loan in Vapi
Check if you meet the necessary gold loan eligibility criteria before applying. The financing is available to all individuals irrespective of their occupations. Here are the details:
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Age
Should qualify the age range of 21 and 70 years
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Employment
Both professionals and non-professionals self-employed individuals can apply; loans available for salaried individuals too
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Nationality
Should hold a residing Indian citizenship
Gold loan in Vapi: Documents required
Submit necessary documents alongside to experience streamlined and fast-tracked loan application processing. Here are the particulars:
- KYC documents (Aadhaar Card, PAN card, Voter ID card, Passport, etc.)
- Address proof (Utility bills, Aadhar Card, Voter ID card, PAN card, Passport, etc.)
- Income proof (form16, ITR, business turnover details)
Gold loan in Vapi: Interest rate and charges
Check the applicable gold loan interest rates and fees to determine repayment affordability per your financial standing. Bajaj Finserv offers competitive gold loan interest rates, with other nominal charges at complete transparency. Check our gold loan rates today!
