Thrissur is a bustling city in India, renowned for its cultural heritage, historic sites, delicious food, and lively nightlife. As a significant hub for commerce, trade, and tourism, Thrissur attracts a considerable number of residents and visitors alike.
The city has a significant history in gold trading and boasts some of India's largest and oldest gold markets. Thrissur's affection for gold is visible in its many jewellery stores and markets, showcasing a diverse range of gold jewellery, from traditional to modern designs.
Gold loan in Thrissur
In Thrissur, gold loans have become a popular and easy financial solution. They provide flexibility and convenience, making them a preferred choice for those who need quick funds without giving up their precious jewellery.
If you require fast cash, consider Bajaj Finserv Gold Loan for a simple and hassle-free option. You can borrow amounts starting from Rs. 5,000 up to Rs. 2 crore with interest rates beginning at just 9.50% per year. Our gold loan allows you to handle both planned and unexpected expenses with great ease, offering several benefits.
- Part-release facility
With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
You can pay off some of your loan amount before maturity or settle the whole amount without any extra charges.
- Transparent evaluation
We use the best karat metres across all our branches to make sure you get the most value for your gold.
- Free insurance of gold
Our free insurance covers against theft or loss of your gold jewellery while it is in our custody.
- Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
- Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have just opened 60 new branches and are continuing to add more all over India. We are also expanding by opening branches in the cities where we already operate.
Eligibility criteria and documents required to apply for gold loans in Thrissur
Anyone can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Thrissur
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
Utilise the Bajaj Finserv Gold Loan Calculator —an online tool providing precise estimates based on the gold loan rate per gram. Input your gold's weight or desired loan amount for an instant estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Thrissur?
Bajaj Finance offers a hassle-free application process, minimal documentation, and quick approval, making it the ideal choice for those urgently in need of funds. With added benefits like multiple repayment options and transparent terms, we ensure a seamless and customer-centric borrowing experience, establishing ourselves as the preferred choice for gold loans in Thrissur.
How to apply for a gold loan in Thrissur?
Here is a step-by-step guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
