Gold Loan in Meerut

Here’s a comprehensive guide on how to get a gold loan in Meerut.
Gold Loan in Meerut
2 min read
14 February 2024

Meerut, located in Uttar Pradesh, is well known for its diverse culture, significant history, and industrial progress. It stands out for its handloom industry, sportswear factories, and its association with historical events related to the Indian independence movement.

In Meerut, gold holds cultural significance, representing prosperity and status. The city has a tradition of adorning gold jewellery during weddings and festivals, displaying detailed craftsmanship that combines traditional and modern styles. Gold in Meerut is not just an object; it holds a special place in the city's cultural heritage.

Gold loan in Meerut

Getting a Gold Loan in Meerut is a popular and straightforward financial choice. These loans are appreciated for their flexibility and simplicity, offering an easy way to access funds without surrendering ownership of valuable jewellery.

So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits such as:

  • Part-release facility
    Utilise our part release facility, you can repay a portion of your loan and retrieve some of your gold jewellery before the completion of your loan duration.
  • No part-prepayment or foreclosure fee*
    Make an early repayment of a portion or settle the entire loan amount without incurring any additional charges.
  • Transparent evaluation
    We employ highly advanced karat meters in all our branches to ensure you receive the maximum value for your gold.
  • Free insurance for gold
    Our free insurance of gold protects your gold jewellery from theft or misplacement while it is under our care.
  • Convenient repayment options
    We provide various ways for you to repay, allowing you to pay interest monthly, bi-monthly, quarterly, half-yearly, or annually, based on what suits you. Keep in mind that the loan's principal amount and any outstanding interest will be due at the time of loan maturity.
  • Easy application process
    Apply for a gold loan online, and when you come to our Gold Loan branch in your city, our representatives will assist you with the application.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
  • 800 branches and growing
    We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.

Eligibility criteria and documents required to apply for gold loans in Meerut

Anyone can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents to complete your application process:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.

Gold loan interest rates and charges in Meerut

With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.

Know all about our fees and charges before applying.

Gold loan calculator

Use the Bajaj Finserv Gold Loan Calculator online to figure out your gold loan interest rate and loan term. The calculator is beneficial because it offers accurate loan estimates based on the gold loan rate per gram. It streamlines the process – just enter your gold's weight or desired loan amount, and it instantly gives you an estimate of the maximum loan amount available.

Why choose Bajaj Finance to avail a gold loan in Meerut?

Applying for a gold loan with Bajaj Finance is easy, with a simple process and minimal documentation for quick approval. We provide multiple repayment options and transparent terms, ensuring a smooth and customer-focused borrowing experience. This makes Bajaj Finance the preferred choice for obtaining a gold loan in Meerut, especially for those in urgent need of funds.

How to apply for a gold loan in Meerut?

Here is a detailed guide to apply for a gold loan.

  1. Click on ‘APPLY’ located at the top of this page to open our online application form.
  2. Enter your 10-digit mobile number and click on ‘GET OTP’.
  3. Submit the OTP to verify your identity.
  4. Select your state and city to find the branch nearest to you.
  5. Enter your full name and date of birth as per your PAN.
  6. Set up your appointment at our branch.

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

When should you apply for a gold loan in Meerut?

Consider applying for a gold loan in Meerut to cover both planned and unexpected expenses. This secured loan option could be beneficial, especially if you already have existing loans. Pledge your gold jewellery as collateral to apply for one. Visit your nearest Bajaj Finserv Gold Loan Branch or complete a straightforward application form on the Bajaj Finserv website.

Can you get a gold loan on jewellery?

Certainly, you have the opportunity to secure a loan using your gold jewelry at an appealing interest rate. Bajaj Finserv offers gold loan interest rates beginning from 9.50% p.a. To initiate the process, simply click on the ‘APPLY’ button located at the top of this page. Alternatively, you may visit the nearest Bajaj Finserv Gold Loan branch in your city.

How do fluctuations in gold prices impact your gold loan?

Changes in gold prices have a direct impact on the value of your gold loan. As gold prices fluctuate, the value of your collateral also fluctuates, thereby influencing the loan amount. Monitoring gold rate is crucial to grasp these fluctuations and make informed choices regarding your gold loan, thereby ensuring financial stability.

How can you repay your gold loan?

We provide various repayment choices, allowing you to opt for monthly, bi-monthly, quarterly, half-yearly, or annual interest payments according to your preference. It's important to remember that the principal loan amount and any outstanding interest on your gold loan will be payable upon loan maturity.

How to get a gold loan?

Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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