Gold Loan in Meerut

Understanding gold loan in Meerut 

That old gold jewellery sitting in your locker can do more than just hold memories. Understanding a gold loan in Meerut shows how it can help you manage urgent financial needs without selling it. You pledge your gold jewellery and receive funds based on its purity and weight, while continuing to remain the owner. The process is simple and transparent, with quick evaluation and minimal documentation. In many cases, the loan amount is disbursed on the same day, helping you handle expenses without delay. For many people in Meerut, a gold loan becomes a practical and reliable way to access funds when required.
 

Features and benefits of a gold loan in Meerut

Our gold loan enables you to handle all your planned and unplanned expenses with great ease, providing several benefits:

• Part-release facility
  With our gold loan part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
• No part-prepayment or foreclosure fee*
  Repay a part of your loan in advance or pay the entire amount at no extra cost.
• Transparent evaluation
  To ensure you get the best value for your gold, we use top-quality karat metres in all our branches.
• Free insurance of gold
  Our free insurance covers against theft or loss of your gold jewellery while it is in our custody.
• Convenient repayment options
  We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
• Easy application process
  Apply for a gold loan online. Our customer representative will help you with your application when you visit our gold loan branch in your city.
• Gold loan of up to Rs. 2 crore
  We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
• 1100branches and growing
  We have just opened 60 new branches and are adding more all over India. Additionally, we are opening new branches in the cities where we already have operations

Gold loan calculator

Use the Bajaj Finserv Gold Loan Calculator online to figure out your gold loan interest rate and loan term. The calculator is beneficial because it offers accurate loan estimates based on the gold loan rate per gram. It streamlines the process – just enter your gold's weight or desired loan amount, and it instantly gives you an estimate of the maximum loan amount available.

Why choose Bajaj Finance to avail a gold loan in Meerut?

Applying for a gold loan with Bajaj Finance is easy, with a simple process and minimal documentation for quick approval. We provide multiple repayment options and transparent terms, ensuring a smooth and customer-focused borrowing experience. This makes Bajaj Finance the preferred choice for obtaining a gold loan in Meerut, especially for those in urgent need of funds.

Discover your borrowing potential by checking your gold loan eligibility. It takes just a few clicks and no waiting.

Know more about gold loan in Indian states and Union Territories 

Know more about gold loans in other cities