Personal Loan in Jamnagar

Personal Loan in Jamnagar

Check your eligibility for personal loan in Jamnagar with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Jamnagar

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need a hassle-free way to manage urgent expenses in Jamnagar? Whether it's for a wedding, medical need, travel, or home renovation, a Bajaj Finserv Personal Loan in Jamnagar can help you handle costs with ease. Get up to Rs. 55 lakh with simple eligibility, no need for collateral, and quick disbursal within 24 hours* after approval.


    With a 100% digital process and minimal documentation, managing your personal needs in Jamnagar has never been easier.


    ✅ Check your pre-approved loan offer in Jamnagar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Known as the ‘Oil City of India’, Jamnagar is a growing industrial and commercial hub in Gujarat. Home to the world’s largest oil refinery and a flourishing brass industry, the city has a rising demand for flexible financing options. Whether you're a working professional, business owner, or salaried employee, a personal loan offers timely financial support without paperwork hassles.


*Terms and conditions apply

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Features and benefits of a personal loan in Jamnagar

  • Instant approval online

    Get faster approval on loan after verification within minutes.

  • Pre-approved offers

    Avail pre-approved personal loans and speed up the processing time by submitting just your mobile number and OTP.

  • Loan up to Rs. 55 lakh

    Bajaj Finance offers a collateral-free personal loan of up to Rs. 55 lakh with simple eligibility.

  • Online loan management

    Check loan related details anytime and anywhere with our online customer portal - My Account.

Jamnagar is the economic hub of Gujarat. This city is home to the world’s biggest oil refineries and is also famous for bandhani clothes.


Residents of this city often look for additional funds to address their financial requirements. Meet the simple eligibility criteria and submit a list of documents to get an instant personal loan in Jamnagar. Fill the online application form and submit it for quick loan approval and processing.


*Conditions apply

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Eligibility criteria and documents for personal loan in Jamnagar

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Jamnagar

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.