Personal Loan in Rewari

Personal Loan in Rewari

Check your eligibility for personal loan in Rewari with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Rewari

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Personal loans have become a popular financial solution for individuals seeking quick access to funds without the need for collateral. If you are a resident of Rewari and are looking for a reliable personal loan option, Bajaj Finserv can help you meet your financial needs with ease. With a 100% online application process, minimal documentation, and quick disbursal, Bajaj Finserv Personal Loan is designed to offer a hassle-free borrowing experience.


    Check your pre-approved loan offer in Rewari with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of personal loan in Rewari

Personal loans serve as adaptable financial instruments, furnishing individuals with a lump sum for diverse needs. Here are the key aspects and characteristics of a personal loan from Bajaj Finance Limited:

  • No collateral

    Personal loans are typically unsecured, meaning borrowers do not need to provide collateral. This reduces the risk for borrowers who don't want to put their assets, such as homes or cars, at stake.

  • Flexible use

    Personal loan funds can be employed flexibly for various purposes, encompassing medical expenses, home improvement, education, wedding costs, or even vacations. This adaptability renders personal loans apt for diverse financial requirements.

  • Quick approval

    Apply with a straightforward personal loan application process and get funds swiftly as compared to other types of loans. Upon approval, funds are swiftly disbursed, offering timely financial support in emergencies or urgent situations.

  • Structured repayment

    Personal loans generally entail a predetermined repayment schedule, providing borrowers with clear visibility on when the loan will be completely paid off. This organized approach aids individuals in efficiently managing their finances and planning for future expenses.

  • Pre-approved loan offers

    You can check if you have a pre-approved offer for a personal loan in Rewari with just your phone number and OTP – no need to visit the branch.

Opt for a Bajaj Finserv Personal Loan to fulfill immediate fund needs in Rewari and use the personal loan EMI calculator to compute the EMIs in advance and get the right loan amount as per your repayment capacity. Read more about the features of a personal loan from Bajaj Finance Limited.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Rewari

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Rewari

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000