Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Mandya
Enter mobile and OTP | Check offer | No branch visit needed
Living in Mandya, where traditions thrive alongside growing commerce, unexpected expenses can arise anytime. Whether it’s for medical emergencies, wedding celebrations, home renovations, or education, you need quick access to funds without delays or collateral requirements. A personal loan in Mandya offers exactly that: fast approval, minimal paperwork, and flexible repayment options tailored to your needs.
✅ Check your pre-approved loan offer in Mandya with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
Features and benefits of personal loan in Mandya
Quick approval and disbursal
Why this matters: Instant funds mean you can respond swiftly to emergencies or seize time-sensitive opportunities without tapping into savings.
Pro tip: Keep your documents handy and your mobile charged to complete approval in minutes.
Wide range of usage
Why this matters: One loan covers diverse needs—from stress-free travel and urgent medical bills to grand weddings and home makeovers.
Pro tip: Combine multiple expenses into one loan to streamline your EMIs and simplify budgeting.
Flexible repayment options
Why this matters: With tenures from 96 months, you choose EMIs that fit your monthly income and cash flow.
Pro tip: Opt for a tenure aligned with seasonal income patterns—longer for low-season months, shorter to reduce total interest.
Minimal documentation
Why this matters: A streamlined process saves time and avoids paperwork hassles, letting you focus on what matters.
Pro tip: Scan and store KYC and income proofs on your phone for quick uploads.
Loans up to Rs. 55 lakh
Why this matters: Large loan amounts without collateral empower you to fund major expenses or business expansions confidently.
Pro tip: For high-value needs, apply for the maximum limit to cover costs comprehensively in one go.
Eligibility criteria and documents for personal loan in Mandya
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
Check the complete list of documents required for a personal loan below:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Use a personal loan eligibility calculator to check how much you can borrow.
Interest Rates
Your interest rate depends on income, credit score, loan amount, and tenure. Learn more about interest rates and associate charges.
Why this matters: Comparing rates beforehand lets you choose the most affordable option and reduce total interest costs.
How to apply for personal loan in Mandya
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Uses of Personal Loan in Mandya
- Medical emergencies: Immediate funds for hospital bills and treatments.
- Education: Cover tuition, exam fees, and study materials seamlessly.
- Home renovation: Upgrade interiors or fix structural issues without strain.
- Weddings: Finance venue, catering, and attire for a memorable celebration.
- Travel: Plan stress-free vacations by covering flights and accommodations.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of Interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi facility charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Principal Holiday Facility Fees |
Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges) |
Bounce charges |
Up to Rs. 1,200 per bounce. |
Part-prepayment charges |
Full Pre-payment:
Part-prepayment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.