Bajaj Finserv in your city
Officially called Prayagraj, Allahabad is the judicial capital of Uttar Pradesh. Economic generators of this rapidly grown city are real estate, tourism and financial services. There are several government offices, colleges and research institutes in Allahabad.
With a few basic documents, you can obtain a personal loan in Allahabad from Bajaj Finserv. Apply for the loan online and get the fastest approval and repay the funds over convenient tenors.
Features of a personal loan in Allahabad
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Pre-approved offer
Opt for an easier process and save time with a pre-approved personal loan offer for existing customers.
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Zero hidden charges
Bajaj Finserv never surprises borrowers with hidden rates. Our terms and conditions are very clear.
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Instant approval online
Get instant approval from Bajaj Finserv once you apply for a personal loan online.
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Reduce EMIs by half
Opt for a Flexi personal loan for repayment flexibility and bring down EMIs by up to 45%*.
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Repay easily
Choose a repayment tenor of up to 96 months for personal loans in Allahabad.
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Unsecured credit
Bajaj Finserv offers unsecured loans. Hence, there is no need to pledge any collateral.
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Get money within 24 hours*
Once the approval is through, the money is credited to your account in 24 hours*.
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Online access 24x7
View all loan-related information online and make payments easily. Log in to our customer portal, Experia.
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Bigger personal loan
If you need high-value financing, Bajaj Finserv can lend you up to Rs. 40 lakh.
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Minimal documents
The documents required for personal loan are few. Submit the right papers for successful and timely verification.
Located close to the Triveni Sangam, the confluence of three rivers, Allahabad has a diverse economy. It generates employment in transport and logistics, hospitality, education, railways, construction, and wire and glass.
The city hosts prominent cultural and sporting events such as the Indira Marathon and Prayag Kumbh Mela, attracting thousands of tourists.
Whether you want to consolidate smaller debts, spend on home renovation or finance a wedding, approach Bajaj Finserv for loans up to Rs. 40 lakh. Use the funds wherever needed and pay over a convenient tenor. Reduce your EMIs by up to 45% * with our Flexi loan facility. Rely only on leading lenders when it comes to managing debt without defaulting.
*Conditions apply
Eligibility criteria and EMI calculation
Computing the amount you are eligible for using a personal loan eligibility calculator reduces the possibility of rejection. Use our personal loan EMI calculator to make an informed decision.
The simple eligibility criteria are listed below:
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Nationality
Resident Indian
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Age
Between 21 years to 80 years*
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Credit score
685 or above
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Employment status
Salaried individual employed with a private/ public firm or an MNC
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Minimum salary
Check the city list to know the income requirements for your city.
With Bajaj Finserv, you can cover many necessities such as home improvement, debt consolidation, travel expenses and accommodation, school and college education and medical expenses. All you have to do is fit into the simple eligibility parameters to qualify.
Interest rates and charges
Find out about the personal loan interest rates applicable to you before applying for a loan.
Frequently asked questions
The total payable interest depends on your loan amount, tenor and the applicable rate of interest. The easiest way to know your total payable interest is by using the Bajaj Finserv EMI Calculator.
Personal loan comes with several benefits for borrowers. A few of these are:
- Higher borrowing limits
- Zero collateral and no guarantor needed, so low risk
- Easy management of finances
- No restrictions on the end-use of funds
- Flexible repayment in small EMIs
You can bring down your EMIs by selecting a Flexi loan. Here, you pay interest only on the utilised loan amount and not on the total outstanding sum. Alternatively, select a longer tenor for shorter EMIs.
Submit only KYC documents like your Aadhaar card, PAN card, passport and voter ID, along with account statements and a photograph.
