2 min read
25 May 2021

You may have certain financial obligations as well as several personal goals you’d like to achieve. To this end, Bajaj Finserv offers a personal loan designed to provide an easy solution for all of your financial requirements.

It is easy to apply online, gets you fast approval in mere minutes and ensures that you get the money in your account in just 24 hours. What’s more, its eligibility criteria and required list of documents are simple and basic to make the entire experience as convenient for you as possible.

A personal loan from Bajaj Finserv is a versatile offering that includes all the advantages of a standard personal loan, plus a few unique benefits that make it ideal for you. Take a look at what they are.

Additional Read: Why is Bajaj Finserv one of the most preferred personal loan lenders in India?

Top 5 reasons to apply for a personal loan from Bajaj Finserv

It is vital to understand why a personal loan from Bajaj Finserv is a cut above the rest. Here are a few issues you can address with a quick and easy loan application:

1. Instant approval on personal loans with Bajaj Finserv

A vacation should not be the reason for sleepless nights. It should be the cause of joy and not panic. That is why a personal loan from Bajaj Finserv comes with instant approval of your online application.

What’s more, it offers the fastest personal loan in India, with the money reaching your bank in just 24 hours! You can now travel wherever you wish, whenever you want, without having to prepare in advance.

Additional read: How Much Time Does It Take To Get Personal Loan Approval?

2. Get fast disbursal with Bajaj Finserv

It is impossible to predict when you might need funds for a medical issue. Often, hospitals require a large part of the fees and procedural costs to be paid in advance. During such times, it is imperative to acquire cash without delay. A personal loan from Bajaj Finserv provides money in your bank account within 24 hours of application approval so that you can focus on the more critical issue at hand.

3. Affordable loans without security

Weddings are hectic events and often need a significant amount of time and money. Time management is up to you, but Bajaj Finserv can help reduce your financial burden by offering an unsecured personal loan. These loans do not require setting up any security or collateral against your loans, which means you are free to use your assets for any other requirements.

Additional Read: 6 important things to know before taking a personal loan

4. Fund higher education and more with a high loan amount

Studying abroad is expensive, but there is no denying that it provides an invaluable experience for your children. If you want to give your child’s studies an impetus, go for a personal loan with Bajaj Finserv. It provides a high limit of up to Rs. 40 lakh for all of your child’s study-related expenses.

5. Get a Flexi loan from Bajaj Finserv

Your home needs regular and efficient care. It needs to be maintained and upgraded whenever required so that you and your family can make the most of the time spent together. A Flexi loan from Bajaj Finserv offers you the flexibility and convenience of access to a large sum of money without the burden of high interest.

How does it work? You get a certain amount, say Rs. 25 lakh. Since you don’t know how much you need for home renovations, you borrow Rs. 10 lakh in the first phase. Rather than paying interest on the entire sum, you only pay interest on Rs. 10 lakh that you have borrowed. Need more money in the second phase of renovation? You are free to borrow from the loan limit. Say you borrow another Rs. 10 lakh. Now you have utilised Rs. 20 lakh from the loan limit of Rs. 25 lakh.

The best part is that your EMIs comprise your interest component and not the principal, making monthly repayment easier for you. You can repay the principal at the end of the tenor. You can also make part-prepayment without any charge when you have excess funds and even re-avail the prepaid amount when needed. This way, a Flexi loan helps you tackle unpredictable financial needs.

Need quick, affordable financing? Think it. Done with a personal loan from Bajaj Finserv.

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