Why is Bajaj Finserv one of the most preferred Personal Loan lenders?

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Why is Bajaj Finserv one of the most preferred Personal Loan lenders?

  • Highlights

  • Get a loan up to Rs. 25 lakh with money in bank in 24 hours

  • 5 minutes is all that it takes for your application to be approved

  • Pay 45% lower EMIs with a Flexi Personal Loan

  • Access your account online and get preapproved offers too

When you apply for a personal loan, what is it that you’re looking for? An easy way to get affordable financing is usually at the top of the list. In addition, a collateral-free loan would ensure that you don’t need to risk your assets. Moreover, it would be great if you could know whether your loan will be approved or not as quickly as possible, so you can make other financial arrangements if needed. Addressing all these concerns and more, Bajaj Finserv’s Personal Loan is a one-stop solution for all your short-term monetary requirements.

It can be used for virtually any purpose, including:
1. Travelling abroad
2. Studying abroad
3. Doing home renovations
4. Financing a wedding
5. Tackling medical emergencies
All of these commitments are time-sensitive and require your personal loan to feature a convenient and quick process.
Bajaj Finserv is the most preferred personal loan lender in India because it satisfies all of your expectations. Regardless of your requirements,

a Personal Loan from Bajaj Finserv is the perfect solution for all of your cash needs. Here’s why.

Significant features of a Personal Loan from Bajaj Finserv

1. The freedom to spend as required: Loans up to Rs.25 lakh for a highly flexible tenor

Bajaj Finserv provides one of the highest loan limits in the country, with tenors ranging between 24 months to 60 months, it is a popular choice among borrowers.

2. The importance of speed: Get instant approval and fast disbursal

It is difficult to plan in advance for all contingencies. When such instances do take place, you need a loan provider who can act quickly. Your online application for a Personal Loan from Bajaj Finserv is approved in 5 minutes, and its disbursal to your account takes less than 24 hours, making it useful for those in need of fast cash.

Additional Read: How You Can Increase Your Chances Of Getting A Personal Loan

3. The opportunity for better financial management: Manage your cash flows with Flexible Personal Loan

If you are unsure about the amount of money you need, the best course of action is opting for a Flexi Personal Loan. An industry-first offering by Bajaj Finserv, it gives you the option to pay interest only on the money you use, and not the total loan amount. This means that if you want to utilize Rs.10 lakh out of a loan of say, Rs.20 lakh, you can do so without having to pay interest on the remaining Rs.10 lakh. A Flexi Personal Loan also makes it possible to part pre-pay your loan at no extra charge, so you can reduce interest and overall payments. Further, your monthly EMIs consist only of the interest component, making managing cash flows easier. You can repay the principal at the end of the tenor.

Personal Loan Features & Benefits

4. The convenience of digital finance: Access your account online and get preapproved offers


Bajaj Finserv provides you an online account to keep track of your loan repayment, check its status, review the interest certificate, and read all key information related to it. It also entitles you to many preapproved offers to affordable loans and other deals, that make the entire process easier and faster.


These are some of the many reasons why Bajaj Finserv is one of the most preferred personal loan lenders in India. With access to a dedicated personal loan EMI calculator and nominal personal loan interest rates starting from 11.99%, it ensures that your EMIs are the lowest they can be, starting from Rs.1292 per lakh. And with the help of a Financial Fitness Report that it offers, you can make sure your credit rating is always high. Join countless others in applying for a loan with Bajaj Finserv, one of India’s most preferred personal loan lender, by clicking here.

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