Bajaj Finserv in your city

Karunagappally falls within the Kollam metropolitan area in Kerala and is the state’s fastest developing town. The renowned CEK or College of Engineering Karunagappally is located here. This ancient Buddhist site has undergone rapid urbanisation in recent years.

Individuals looking for a reliable source of financing can avail of personal loans in Karunagappally. With Bajaj Finserv, be assured of the best features in the market.

Features and benefits

  • Reduce EMIs by almost half

    Reduce EMIs by almost half

    With interest rates imposed on utilised loan amount only, you can now reduce EMIs by up to 45%* with our Flexi loan facility.

  • Money credited within 24 hours*

    Money credited within 24 hours*

    Post-approval, receive the funds in your account within 24 hours*.

  • Repay with flexibility

    Repay with flexibility

    A tenor of up to 96 months makes repayment flexible. Select using an online Personal Loan EMI Calculator.

  • Account management facility

    Account management facility

    Manage your account, get necessary documents, and do everything related to your loan through our customer portal, Experia.

  • Basic documents

    Basic documents

    You can complete the documentation process with the minimum documents required for a personal loan.

  • High-value finance

    High-value finance

    Fulfil your small and large financing needs sufficiently. Bajaj Finserv offers loans up to Rs. 40 lakh.

  • Transparent policy

    Transparent policy

    Our terms and conditions are transparent and ensure no hidden charges on unsecured loans.

  • Fastest approval

    Fastest approval

    It takes only 5 minutes to approve your personal loan application online. Enjoy the fastest approval with us.

Popular for its religious harmony, Karunagappally boasts several religious centres in and around the town.Once an agro-based economy, Karunagappally today largely depends on its small-scale and cottage industries. These are operational in sectors like electronics, engineering, brick making, etc. Fishing is another significant revenue generator of the coastal town.

Residents of Karunagappally can approach leading private financiers like Bajaj Finserv for their monetary needs. Our personal loan is designed to address the unique requirements of people in this town. Whether you want to purchase a home appliance, finance a wedding, or consolidate debts, Bajaj Finserv never enquires about your purpose. To avail of the collateral-free loan now, apply online.

*Conditions apply

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Eligibility criteria

Make sure you are qualified to apply for the loan amount. Check the eligibility criteria now.

  • Age bracket

    Age bracket

    From 21 years to 80 years*

  • CIBIL score

    CIBIL score

    685 and above

  • Employment


    Salaried employees of an MNC or a public/ private limited firm

  • Citizenship


    Indian resident

Bajaj Finserv offers some of the best features and benefits in the market. Improve your chances of approval by fulfilling all eligibility parameters. Read our terms and conditions before applying.

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Interest rates and charges

Know the loan interest rates charged on a personal loan and make an informed decision accordingly.

Frequently asked questions

Will I get the loan amount entirely or in part?

Once approved, the entire loan amount will be credited to your bank account. You can start using the money immediately or whenever needed.

What is the loan repayment process?

Loan repayment happens with small EMIs. You need to pay EMIs every month on a pre-determined due date until the tenor ends. These are equated monthly instalments comprising the loan principal and payable interest.

Why should I apply online instead of visiting a branch?

Applying online is more convenient than visiting a branch. You can complete the loan application process with a few clicks and also receive instant approval.

Are there charges for part-prepayment?

Yes, the charges for part-prepayment are nominal. You have to pay up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans. For Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.

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