Personal Loan in Bikaner

Personal Loan in Bikaner

Check your eligibility for personal loan in Bikaner with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Bikaner

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Planning a grand wedding, managing urgent medical costs, or looking to renovate your home in Bikaner? A Bajaj Finserv Personal Loan in Bikaner offers quick, collateral-free financing to help you handle big or unexpected expenses—without paperwork or a branch visit.

    Check your pre-approved loan offer in Bikaner with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    You can borrow up to Rs. 55 lakh, enjoy 100% online approval, and receive funds in just 24 hours*.

Known for its royal heritage, sweets, and camel safaris, Bikaner is a growing city in Rajasthan with a blend of tradition and modern infrastructure. As education, hospitality, and local businesses expand, so does the need for easy financial solutions. A personal loan in Bikaner provides residents with flexible funds for everything from weddings and education to medical emergencies and home upgrades.

*Terms and conditions apply

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Features of personal loan in Bikaner

  • Transparency

    We do not impose any hidden charges on a personal loan. Read our terms and conditions for more information.

  • Immediate approval

    Apply for credit with the personal loan application and receive instant approval.

  • Few documents

    Submit your KYC documents, income proof and a few other documents for verification of the loan application.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Bikaner. All it takes is just your phone number and OTP.

  • Flexi loan facility

    Withdraw funds whenever you require and prepay at no additional cost with our Flexi loan facility.

  • Money within 24 hours*

    Catering to monetary emergencies is hassle-free with Bajaj Finance. Get the funds in your account within 24 hours*.

  • Easy repayment

    Repay the personal loan over a flexible tenure of 12 months to up to 96 months.

  • Financing up to Rs. 55 lakh

    Meet your financial needs easily with a personal loan of up to Rs. 55 lakh.

  • Online account management

    Access our customer portal – My Account and stay updated about your upcoming EMIs, outstanding balance, etc.

Bajaj Finance offers multipurpose personal loans in Bikaner at affordable rates. We maintain 100% transparency in our terms and conditions, with no hidden charges involved. With a Bajaj Finserv Personal Loan, you can avail of up to Rs. 55 lakh after meeting simple eligibility requirements and easily manage your expenses.

*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Bikaner

You can easily get the funds you need in Bikaner with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Bikaner

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Get personal loans at attractive rates from Bajaj Finance and repay them conveniently in affordable EMIs.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.