Travelling gives you a chance to create memories for a lifetime. But, you need to plan well in advance and have ample funds to enjoy your holiday to the fullest. In such a situation, you can turn to Bajaj Finserv’s Flexi Term Loan to finance varied holiday-related costs. Take a look at the reasons that make the Bajaj Finserv Flexi Loan an ideal tool for you to manage your travel expenses.
Ready cash to use when required
When you travel, there are several expenses that you can’t be entirely sure of. For example, you may have miscalculated food costs and need more cash to cover your daily food expenses. Or, you may find that the hotel you have booked isn’t up to the mark and you need to switch hotels. In situations like these, you need flexible and easy to access funds; here’s where the Bajaj Finserv Flexi Loan fits in. Get a sanction of up to Rs. 40 lakh, which you can then withdraw in parts as per your needs.
These loans are highly affordable, as you only have to pay interest on the amount you use and not the entire principal. You can also choose to pay only interest as your EMI and then repay the principal at the end of the tenor. This further makes managing cash flow easier.
Additional read: 5 ways to invest in an emergency fund
Convenient and easy processing
If you’re an Indian citizen aged between 21 to 67 years*, you can get an instant personal loan with great ease. To apply for the loan, you only need to submit a handful of documents, including your bank details, KYC documents, and proof of employment. The minimal documentation speeds up the application process and gives you funds in as soon as 24 hours. Besides, each time you need to access funds, you don’t have to file a new application. With this loan, you just have to raise a request to receive the funds.
Easy repayment options
Selecting the right tenor for your loan is very important, as it gives you the freedom to repay your loan at your convenience. The Flexi Term Loan from Bajaj Finserv comes with a repayment tenor of up to 96 months. Also, to help you clear your loan quicker, you can make part prepayments with ease. Unlike other loans, you don’t have to pay a fee when making a part prepayment.
Opt for Bajaj Finserv’s Flexi term loan so that you can use its three key benefits to finance your holiday sufficiently and affordably.
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