Gold Loan in Thane

Here’s a comprehensive guide on how to get gold loans in Thane.
Gold Loan in Thane
2 min read
14 February 2024

Thane, located near Mumbai, seamlessly blends history with modern life. Upvan Lake and the Kopineshwar Temple showcase its rich cultural heritage, while green spaces offer a break from city life.

Thane's economy thrives, notably in the gold market. The city is now a key hub for gold trade, with many jewellery shops and goldsmiths. Gold is highly valued in Thane, symbolising prosperity and tradition. Whether as fancy wedding jewellery or a smart investment in coins and bars, Thane's love for gold reflects its unique mix of tradition and progress, making it an appealing place where history meets a thriving economy.

Gold loan in Thane

In Thane, gold loans provide a simple and speedy way to get money. Local banks and gold loan providers make it easy to use your gold jewellery as security, ensuring a smooth borrowing process with minimal paperwork. This serves as a convenient solution for locals to address their financial needs without parting with their cherished gold possessions.

If you need quick funds, consider the Bajaj Finserv Gold Loan for a simple and convenient option. You can get funds ranging from Rs. 5,000 to Rs. 2 crore with interest rates starting at just 9.50% per annum. Our gold loan allows you to manage both planned and unexpected expenses effortlessly. Enjoy several benefits, such as:

  • Part-release facility
    Repay a portion of your loan to retrieve part of your gold jewellery before the loan tenure concludes with our part release facility.
  • No part-prepayment or foreclosure fee*
    Settle a part of your loan early or the entire amount without incurring additional costs.
  • Transparent evaluation
    Utilizing top-notch karat meters ensures you receive the utmost value for your gold at all our branches.
  • Free gold insurance
    Safeguard your gold jewellery against theft or misplacement while in our custody with our complimentary insurance.
  • Convenient repayment options
    Choose from multiple repayment frequencies—monthly, bi-monthly, quarterly, half-yearly, or annually—based on your convenience.
  • Easy application process
    Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
  • Gold loan of up to Rs. 2 crore
    We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can select the amount that suits your requirements from the offer extended to you.
  • 800 branches and growing
    We currently opened 60 new branches and are adding more across India in the cities that we operate in.

Eligibility criteria and documents required to apply for gold loans in Thane

Any Indian citizen aged between 21 to 70 can request a gold loan for various purposes, including farming, business needs, or medical emergencies. To complete the application, provide one of the following KYC documents:

  • Aadhaar card
  • Voter ID card
  • Passport
  • Driving licence
  • NREGA job card
  • Letter issued by National Population Registration

While a PAN card is not compulsory, if you apply for a gold loan of Rs. 5 lakh or more, you will need to submit your PAN card as well

Gold loan interest rates and charges in Thane

With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.

Know all about our fees and charges before applying.

Gold loan calculator

Utilize the Bajaj Finserv Gold Loan Calculator — an online tool providing precise estimates based on the gold loan rate per gram. Input your gold's weight or desired loan amount for an instant estimate of the maximum loan amount available.

Why choose Bajaj Finance to avail a gold loan in Thane?

Bajaj Finance provides a straightforward application process that demands minimal paperwork, ensuring swift approval. This makes it a great option for those needing funds urgently. With added advantages such as various repayment choices and clear terms, we guarantee a smooth and customer-friendly borrowing experience, making us the preferred option for obtaining a gold loan in Thane.

How to apply for a gold loan in Thane?

Here is a detailed walkthrough on how to apply for a gold loan.

  1. Click on ‘APPLY’ located at the top of this page to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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Visit the nearest Bajaj Finserv Gold Loan branch in your city.

Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

When should you apply for a gold loan in Thane?

You should apply for a gold loan when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. It may be a good option if you already have an ongoing loan. You can apply for one by pledging the gold jewellery you may have at your home.

Walk into the nearest Bajaj Finserv Gold Loan Branch in your city. You can also start by completing the simple application form on the Bajaj Finserv website.

Can you get a gold loan on jewellery?

Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv Gold Loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.

How do fluctuations in gold prices impact your gold loan?

Fluctuations in gold prices directly influence your gold loan value. As the gold price changes, so does the collateral's worth, affecting the loan amount. It's essential to monitor the gold rate to understand these variations and make informed decisions about your gold loan, ensuring financial stability.

How can you repay your gold loan?

We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest for your loan against gold, if any, will be due for payment at the time of loan maturity.

How to get a gold loan?

Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:

  1. Click on ‘APPLY’ to open our online application form
  2. Enter your 10-digit mobile number and click on ‘GET OTP’
  3. Submit the OTP to verify your identity
  4. Select your state and city to find the branch nearest to you
  5. Enter your full name and date of birth as per your PAN
  6. Set up your appointment at our branch

Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.

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