Personal Loan in Vadakara

Personal loans have become a lifeline for individuals seeking financial support for various needs. Residents of Vadakara often face situations where immediate funds are required—for medical emergencies, home renovations, weddings, travel, or higher education. A personal loan can help bridge the gap without resorting to savings or liquidating assets.

✅Check your pre-approved loan offer in Vadakara with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Bajaj Finserv offers personal loans tailored to meet the unique needs of Vadakara residents. With features like instant approval, flexible repayment options, and collateral-free borrowing, these loans are designed to make financial solutions accessible and easy.

Collateral-free loan

Meet minimum personal loan eligibility requirements and apply for a personal loan online to avail of collateral-free financing with ease.

Minimum documents required

You only need to submit a few essential documents to avail a personal loan in Vadakara.

Immediate approval

With simplified online loan processing, approval time has been reduced to only a few minutes.

Money disbursed within 24 hours*

Bajaj Finance brings one of the fastest personal loans in India, which transfers the funds to your account within 24 hours*.

Tenure flexibility

Choose a suitable repayment tenure with the help of our personal loan EMI calculator.

100% transparency

There are no hidden charges applicable on your personal loan. Terms and conditions are kept simple for easy understanding.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Vadakara with just your phone number and OTP – no need to visit the branch.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

24x7 access to your loan account

With our dedicated customer portal - My Account, access your loan account online on the go and manage details.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.