Personal Loan in Vidisha

Financial needs can arise at any time, whether for medical emergencies, home renovations, higher education, or even planning a dream wedding. In Vidisha, a personal loan can be the ideal solution to bridge financial gaps without the need for collateral. Bajaj Finserv Personal Loans offer a seamless and efficient way to access funds with flexible repayment options and competitive interest rates.

✅Check your pre-approved loan offer in Vidisha with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Large loan amount

Life's big moments often come with big price tags. That dream wedding, your child's education abroad, or a major medical treatment - these aren't small expenses. With Bajaj Finance Limited offering personal loans up to Rs. 55 lakh, you have the financial strength to handle substantial costs without compromise.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Vidisha with just your phone number and OTP – no need to visit the branch.

Minimal documentation

Gone are the days of carrying files full of documents to bank branches. Our personal loans work with streamlined documentation that you can submit digitally from anywhere in Vidisha. The personal loan application process requires basic information like age verification, address proof, income tax filings, and so on.

What makes it even smoother: Our digital platform guides you through each document requirement, so you know exactly what to upload. Clear instructions mean fewer rejections and faster processing.

No collateral required

This is where personal loans truly shine for borrowers in Vidisha. Our personal loans are completely unsecured, meaning you don't need to pledge your house, gold, land, or any other valuable asset as security. Your property stays yours, and your peace of mind remains intact.

Quick disbursal

When financial needs are urgent, every day counts. A Bajaj Finance Personal Loan is disbursed within a day* of approval, giving you immediate access to handle unexpected expenses or grab time-sensitive opportunities without straining your existing resources.

Convenient Tenures - Repayment That Fits Your Budget

Every borrower's financial situation is unique, and so should be their repayment plan. Our personal loans offer flexible repayment options ranging from 12 months to 96 months, giving you the freedom to choose what works best for your monthly budget and financial goals.

How to choose the right tenure: Shorter tenures mean higher monthly EMIs but less total interest paid. Longer tenures mean smaller, more comfortable monthly payments but higher total interest. The choice depends on your current income and future financial plans.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.