Personal loan in Meerut

If you are looking for an instant financial solution in Meerut, the Bajaj Finance Personal Loan is an excellent option to explore.
Personal loan
3 min
23-February-2024

Meerut, a city in Uttar Pradesh, India, holds historical significance as the site of the 1857 Sepoy Mutiny. Known for its vibrant culture, it blends ancient charm with modern development. Famous for its brassware industry and educational institutions, Meerut is a dynamic hub reflecting the rich tapestry of Indian heritage.

Personal loan in Meerut

In Meerut, obtaining a personal loan is convenient through various banks and financial institutions. Residents can access financial support for diverse needs, including education, medical expenses, or debt consolidation. The city's financial landscape provides a range of loan options, allowing individuals to fulfil their monetary requirements with flexible repayment plans.

Features and benefits of personal loan in Meerut

Bajaj Finance Personal Loans offer numerous features and advantages tailored to meet the varied requirements of borrowers, positioning them as an excellent option for individuals seeking financial assistance. Read on to know the key features of our instant personal loan:

No collateral

Bajaj Finance Personal Loans eliminate the need for collateral, simplifying the application for borrowers who choose not to commit assets. This streamlines the process, offering a straightforward option for those who prefer not to use any assets as security while applying for our personal loan.

Flexible tenures

Loan seekers have the flexibility to choose amounts up to Rs. 40 lakh and flexible repayment tenures of up to 96 months. This empowers them to personalise the loan according to specific financial requirements, ensuring a tailored borrowing experience.

Swift approval

Bajaj Finance Personal Loan is known for its swift and effective approval system, Bajaj Finance guarantees rapid responses with minimal paperwork and a simplified application process. This efficient method promptly caters to immediate financial requirements and emergencies.

Minimum documents

The simplified personal loan application process prioritises minimal documentation, facilitating faster loan processing and offering convenience for applicants to promptly submit the required paperwork.

Pre-approved offers

Existing customers with a history with Bajaj Finance Limited benefit from pre-approved loan offers, streamlining the application process. These offers, based on the customer's creditworthiness, add convenience for individuals with prior engagements, simplifying the borrowing procedure.

Read more about the features of a personal loan from Bajaj Finance Limited.

Eligibility criteria of a personal loan in Meerut

Upon meeting the simple eligibility criteria for our personal loan, as detailed below, you become eligible to apply for a Bajaj Finance Personal Loan in Meerut.

  • Nationality: India
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required for a personal loan in Meerut

The documentation requirements for a personal loan in Meerut may differ among lenders. However, when applying for a Bajaj Finance Personal Loan, it is essential to provide the following documents:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips from the previous three months
  • Bank account statements for the last three months

How to apply for a personal loan in Meerut?

To secure a Bajaj Finance Personal Loan in Meerut, follow the steps mentioned below:

  • Visit the personal loan section on our website and click on 'APPLY.'
  • Enter your 10-digit mobile number and OTP for verification.
  • Complete the application form with necessary details.
  • Click 'PROCEED' to access the loan selection page.
  • Choose your desired loan amount and select from our three personal loan options – Term, Flexi Term, and Flexi Hybrid.
  • Select he repayment tenure – you can choose tenure options of 6 months to 96 months and click on ‘PROCEED’.
  • Complete your KYC and submit your personal loan application.

Opt for a Bajaj Finance Personal Loan when in need of funds and gain access to unparalleled benefits. Borrowers can use the personal loan EMI calculator to compute the EMIs in advance and get the right loan amount as per their repayment capacity. This allows borrowers to choose from a wide range of loan options. Flexible repayment options, transparent terms, and a reputation for reliability make Bajaj Finance Personal Loan a preferred choice for individuals seeking funds.

Apply now for the best deals on our personal loans.

Disclaimer

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*Terms and conditions apply