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Features and Benefits of Personal loan in Malappuram

The city of Malappuram ranks as Kerala’s 4th largest urban agglomeration with various government and administrative offices. It holds a track record of being a clean city and was awarded the 2nd prize for Swachhata Excellence Awards 2019 from the Indian Government. Malappuram is located 90 km from Palghat and 54 km from Calicut.

If you are looking for a trusted loan provider, approach Bajaj Finserv. Avail a personal loan in Malappuram, customised for your diverse financing needs.

  • Minimal documentation

    Minimum documentation

    Forget lengthy documentation processes. Submit only a few documents to avail your private finance loan.

  • High-value financing

    Meet the simple personal loan eligibility and avail financing up to Rs.25 lakh. Enjoy no restriction on its end usage.

  • Instant approval

    Immediate approval

    Bajaj Finserv offers an instant loan with quick approval once you apply via the online application form.

  • Zero collateral

    You do not need to keep any asset as collateral to avail a personal loan in Malappuram.

  • No hidden costs

    Your trusted private lenders make no surprise charges. Pay only what you see with our transparent policy.

  • Money in the Bank Within 48 Hours

    Loan disbursed within 12 hours

    As reputed loan agents, Bajaj Finserv ensures credit disbursement within 12 hours*. Meet your financial emergencies effortlessly.

  • Flexible tenors

    Tenor up to 60 months

    Select a repayment tenor up to 60 months as per your financial capabilities. Our personal loan online EMI calculator can help in making a better assessment.

  • Pre-approved offers

    Pre-approved offer

    Know your pre-approved offers and avail personal loan finance through a less complicated procedure.

  • Online loan account

    Online account management

    Manage your Bajaj Finserv Personal Loan online through Experia, our customer portal.

  • Pay up to 45% lower EMI

    Flexi Hybrid feature

    Save up to 45% on your loan EMIs with the innovative Flexi Loan feature. It allows multiple withdrawals from the sanctioned fund. Choose to pay interest-only EMIs for the utilised amount and repay as per your financial plans.

Eligibility Criteria for Personal Loan in Malappuram

The eligibility criteria and documents required for a personal loan are easy to fulfil.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score 750 or more

Interest Rates and Charges for Personal Loan in Malappuram

Besides the personal loan rate of interest, you can also enjoy affordable fees and charges with private financers like Bajaj Finserv.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

Customers new to Bajaj Finserv can seek detailed information about personal loan in Malappuram. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at personalloans1@bajajfinserv.in.

*Conditions apply