Loan Types
FAQs
Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Vellore
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finance in your city
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Need quick funds for a family wedding, medical treatment, or home renovation in Vellore? A Bajaj Finance Personal Loan in Vellore gives you access to instant, collateral-free financing—right from your phone, with no paperwork or branch visit.
✅ Check your pre-approved loan offer in Vellore with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*
Borrow up to Rs. 55 lakh, enjoy instant approval, and receive funds in just 24 hours*—with a 100% online process.
Known for its premier medical institutions, educational hubs, and growing IT infrastructure, Vellore is one of Tamil Nadu’s key cities. With a rising population of students, healthcare professionals, and small business owners, there is growing demand for quick and flexible financial solutions. A personal loan in Vellore can help you manage essential expenses without dipping into long-term savings or going through complex application processes.
*Terms and conditions apply
Features and benefits of our personal loan in Vellore
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Approval in minutes*
Receive approval of your personal loan application within a few minutes after suitably fulfilling all eligibility requirements.
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Flexibility
Our Flexi loan facility on a personal loan allows multiple withdrawals from a dropline limit and the option of interest-only EMIs for the initial tenure.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Vellore with just your phone number and OTP – no need to visit the branch.
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Receive money in just 24 hours*
Meet your emergency funding needs conveniently with money sent to your account within 24 hours* of approval.
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Flexible tenure
Repay your personal loan affordably in easy EMIs with tenure flexibility of up to 108 months.
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Minimal documentation
Check eligibility criteria for personal loan and complete minimal paperwork to avail financing conveniently.
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Transparency
With zero hidden charges, we ensure 100% transparency in our terms and conditions.
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Loans up to Rs. 55 lakh
Fulfil your financing needs without any hassle through a personal loan of up to Rs. 55 lakh.
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Online account management
Log in to our customer portal, My Account, to manage your loan online through 24x7 account access.
Constituting the administrative headquarters of its namesake district, Vellore is divided into 4 zones. Its proximity to nearby cities like Chennai and Bangalore also makes it an important connecting point between the southern cities and other locations in India. Well-known for its institutes like the VIT and Christian Medical College and Hospital, it is also an educational hub in the southern region.
Its leather exports contribute a remarkable percentage of total leather and related exports from India. City residents can also conveniently fulfil their diverse financing needs with a personal loan in Vellore available against minimal eligibility requirements.
*Conditions apply
Eligibility criteria and documents for personal loan in Vellore
You can easily get the funds you need in Vellore with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Vellore
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Our personal loan branches in Vellore
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30.5% p.a. |
Processing fees | Up to 4.13% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Not your nearest branch?
Frequently asked questions
Overview
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
*Terms and conditions apply.
You can take a Bajaj Finance Personal Loan for several uses, such as:
You can get an unsecured loan in Vellore by researching lenders, meeting the eligibility criteria set by the lender, and gathering all the paperwork required. Follow these simple steps to apply for a Bajaj Finance Personal Loan:
- Visit the personal loan page and click on ‘APPLY’
- Enter your mobile number and OTP.
- Fill in the application form with your basic details and click on’ PROCEED’
- Enter the loan amount and tenure you need. Choose from our three unique variants- Term, Flexi Term, and Flexi Hybrid Term.
- Complete your KYC and submit your application.
If you have a low CIBIL score, you may have to apply with a co-applicant.
With a Bajaj Finance Personal Loan, you can get funds up to Rs. 55 lakh. Check your eligibility in just 2 steps and plan your expenses comfortably.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000